RBL Bank QuickPay Credit Card

rupaybasiccreditshoppingonline

Annual Fee

₹99

Base Reward

0.5% points

Foreign Markup

3.5%

4.4/5

Welcome Benefits

20% Cashback on First Two UPI Transactions Within 15 Days of Card Issuance; Capped at ₹50

Product Highlights

Low joining fee of ₹99 + GST
Simple rewards structure: 1 RP for every ₹200 spent

Rewards Details

Earn 1 Reward Point for every ₹200 spent on eligible transactions.

Reward Points — Redemption Value

1 RP = ₹0.25

Benefits & Features

1% waived on transactions

Pros & Cons

Pros

Low joining fee of ₹99 + GST
20% UPI cashback welcome offer for new users
Simple rewards structure: 1 RP for every ₹200 spent

Cons

No added benefits such as lounge access, dining, travel, or insurance perks

Additional Info

Excluded Categories

fuelutilitiesinsurancequasi-cashrailwaysreal estate/rentaleducationwallets/service providersgovernment servicescontracted servicescashother miscellaneous categories

Fees & Charges

Annual Fee₹99

Joining Fee₹99 + GST

Foreign Markup3.5%

Interest Rate3.99% per month

Cash Advance2.5% or ₹500 Whichever is Lower

Eligibility

Networks

rupay