ICICI Bank
ICICI Bank Sapphiro Credit Card
Annual Fee
₹3,500
Base Reward
1% points
Foreign Markup
3.50% + GST
Welcome Benefits
Exclusive Travel & Shopping Vouchers Worth More than ₹13,000 (From Tata CliQ, EaseMyTrip, Uber, Croma)
Product Highlights
- Joining benefits worth more than ₹9,000
- Up to 20,000 bonus Reward Points every year under the Milestone Reward Program
Category Rewards
travel
4 Reward Points for every ₹100 spent abroad
4 Reward Points for every ₹100 spent abroad
shopping
2 Reward Points for every ₹100 spent domestically
2 Reward Points for every ₹100 spent domestically
Fee Waiver
Renewal Fee Waiver on Spending ₹6 Lakhs Annually
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
BookMyShow
online(Complimentary movie ticket price should be below ₹500)
Rewards Details
Earn 4 Reward Points for every ₹100 spent on international purchases and 2 Reward Points for every ₹100 spent on domestic purchases. Get 1 Reward Point for every ₹100 spent on utilities and insurance.
- 1 Reward Point = ₹0.25
Benefits & Features
Domestic: 4 Complimentary Domestic Lounge Visits Each Quarter (Spend ₹75,000 with the card in the preceding quarter) International: 2 Complimentary International Airport Lounge Access Each Year (Available from year 2 onwards) Complimentary lounge access for primary cardholder only; guests must pay.
Pros & Cons
Pros
- 4 Reward Points for every ₹100 spent internationally
- Complimentary domestic and international airport lounge access
- Buy 1 Get 1 Free Offer on movie tickets on BookMyShow
Cons
- High joining fee of ₹6,500
- Annual fee of ₹3,500 from the second year
Additional Info
Important note 1
Note 2
Excluded Categories
Partner Merchants
Fees & Charges
Eligibility
Min Age
21 yrs
Networks
Fee Waiver
Renewal Fee Waiver on Spending ₹6 Lakhs Annually