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Indian Army YODDHA BOBCARD Credit Card
rupayselectcredit

Indian Army YODDHA BOBCARD Credit Card

Bank of Baroda

travelshopping

Annual Fee

FREE

Joining Fee

Nil

Base Reward

2% points

Foreign Markup

3.5% of the total transaction amount.

Interest Rate

3.49% per month

Welcome Benefits

Get 6-Month Complimentary Fitpass Pro Membership

Product Highlights

  • Lifetime free credit card
  • Get a complimentary 6-month Fitpass Pro membership
  • Get up to 10 Reward Points on every spend of ₹100
  • Get complimentary domestic lounge access every year
  • Insurance coverage is worth ₹20 lakhs in the case of a personal accident

Rewards

You get 2 Reward Points on every retail spend of ₹100 and 10 Reward Points for every ₹100 spent on departmental stores & groceries.

Redemption

1 Reward Point = ₹0.25

Category Rewards

CategoryReward RateMonthly Cap
shopping
10%(10 Reward Points for every ₹100 spent on departmental stores & groceries)No cap
other
2%(2 Reward Points on every retail spend of ₹100)No cap

Merchant-Specific Rewards

MerchantRewardContext
Amazon10 Reward Points for every ₹100 spentonline

Benefits & Features

Domestic: 8 Free Domestic Airport Lounge Access Each Year. (2 Per Quarter on Spends of ₹20,000 in the Previous Quarter.) Complimentary domestic lounge access every year.

Fees & Charges

Annual FeeFREE
Joining FeeNil
Foreign Markup3.5% of the total transaction amount.
Interest Rate3.49% per month
Cash Advance2.5% or minimum ₹300 at domestic ATMs, and 3% or a minimum of ₹300 at international ATMs.
Redemption FeeNil

Eligibility

Min Age

18 years

Available Networks

rupay

Pros & Cons

Pros

  • Lifetime free credit card
  • Complimentary 6-month Fitpass Pro membership
  • Up to 10 Reward Points on every spend of ₹100
  • Complimentary domestic lounge access every year
  • Free Amazon Prime membership on achieving the spend milestone

Cons

  • Exclusively for Indian Army personnel
  • No international lounge access mentioned

Additional Info

Important note 1

Note 2

Maximum waiver per month is capped at ₹250.

Partner Merchants

Amazon