IndusInd Bank
IndusInd Bank Iconia Amex Credit Card
Annual Fee
Lifetime FreeBase Reward
1.5% points
Foreign Markup
3.5% on all international transactions.
Welcome Benefits
Exclusive Montblanc e-gift vouchers, Postcard hotel vouchers, and Luxe Gift cards from popular brands like Flipkart, Big Bazaar, and many more.
Product Highlights
- Exclusive hotel and shopping gift vouchers as a welcome benefit
- Complimentary Priority Pass Membership
- 24×7 Concierge service and Auto Assistance
Reward Calculator
Costs you ₹0/year
Spend doesn't justify the fee. Consider a lifetime-free option.
₹25K
across all your buckets
0
IndusInd Reward Points
₹0
via statement credit · ₹0.25/pt
Effective rate
0.00%
Annual fee
FREE
Year 1 net
+₹0
Year 2+ net
+₹0
ongoing
Adjust your spend by reward bucket
1 bucketsSurcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Foreign exchange markup
3.5%Charged on every international (non-INR) transaction
Excluded from rewards
fuel, emi, cash advance, rent, insurance, utility, government payment
Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
1.5 reward points for every ₹100 spent on weekdays and 2 reward points for every ₹100 spent on weekends. Buy 1 Get 1 on movie ticket bookings with BookMyShow.
- 1 Reward Point = ₹1 for redemption against cash credit & 1 RP = 1 InterMile / 1 CV Point for redemption against the same.
Benefits & Features
Domestic: 8 Complimentary domestic lounge access every year. Complimentary Priority Pass membership with access to over 1,000 lounges worldwide.
Pros & Cons
Pros
- 1.5 reward points on every ₹100 spent on weekdays
- 2 reward points on every ₹100 spent on weekends
- Complimentary golf games and lessons hosted at various locations
Cons
- No renewal fee charged
- No spend-based waiver on joining fee
- Redemption fee of ₹100 per request
Additional Info
Tickets are capped at ₹200 per ticket using your credit card on BookMyShow.
Partner Merchants
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