HSBC
HSBC Taj Credit Card
Annual Fee
₹1,10,000
Base Reward
1% points
Foreign Markup
Zero
Welcome Benefits
Two Breakfast-Inclusive Taj Hotel Stays + One Taj Palace Stay On Activation, Plus An Extra Palace Voucher (Valid Till 31 March 2026)
Product Highlights
- Best-in-class privileges at Taj and other partnered hotels
- Complimentary stays and upgrades
- Exclusive discounts and offers
Category Rewards
travel
5 RPs/₹100 at Taj Hotels
5 RPs/₹100 at Taj Hotels
other
1.5 RPs/₹100 on All Other Eligible Purchases
1.5 RPs/₹100 on All Other Eligible Purchases
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
Taj Hotels
offline
All Other Eligible Purchases
offline
Rewards Details
Earn 5 Reward Points for every ₹100 spent at Taj, SeleQtions, Gateway, Vivanta, Ginger Hotels and amã Stays & Trails Bungalows. Earn 1.5 Reward Points for every ₹100 on All Other Eligible Purchases.
- 1.5 RPs = ₹1
Benefits & Features
Domestic: Unlimited Airport Lounge Access International: Global Unlimited Airport Lounge Access Access to The Chambers Lounge with 12 annual visits.
Pros & Cons
Pros
- Offers many vouchers and privileges for frequent IHCL Hotel visitors
- Complimentary stays with breakfast included
Cons
- High joining fee of ₹1.10 lakh
- Designed exclusively for the ultra-wealthy
- Base reward rate of 1% is disappointing
Additional Info
Important note regarding eligibility and fees
Excluded Categories
Partner Merchants
Fees & Charges
Eligibility
Min Age
25 yrs
Salaried
₹40.0L+
Self-Emp
₹60.0L+
Networks