ICICI Bank
ICICI Bank Parakram Credit Card
visaclassiccredittravelshopping
Annual Fee
FREE
Base Reward
1% points
Foreign Markup
3.5% per month or 42% annually.
4.5/5
Welcome Benefits
N/A
Product Highlights
- 5X reward points on every ₹100 spent on CSDs, groceries, and departmental stores.
- 1 reward point for every ₹100 spent on all other applicable expenses.
- Up to 3 add-on credit cards with no added fee.
Category Rewards
other
5X reward points on CSDs, groceries, and departmental stores
5X reward points on CSDs, groceries, and departmental stores
Rewards Details
5X reward points for every ₹100 spent on Canteen Store Departments (CSDs), groceries, and departmental stores.
Reward Points — Redemption Value
- ₹99 will be charged on every reward redemption request.
Benefits & Features
Domestic: One Domestic Airport Lounge Visit Each Quarter One complimentary domestic airport lounge access per quarter.
Pros & Cons
Pros
- 5X reward points on CSDs, groceries, and departmental stores.
- No joining or annual fee.
- 1% fuel surcharge waiver on all fuel transactions.
Cons
- No golf benefits.
- Reward points not earned on fuel, ATM withdrawal, balance transfer, cash withdrawal, EMIs, PLCC, fees, and other charges.
Additional Info
Max capped at 1,000 points per month.
Fees & Charges
Annual FeeFREE
Joining FeeNil
Foreign Markup3.5% per month or 42% annually.
Interest Rate3.40% per month or 40.8% annually.
Cash Advance2.50% of the withdrawn amount or a minimum of ₹300.
Redemption Fee₹99
Eligibility
Networks
visa