Federal Bank
Federal Bank Imperio Credit Card
visaclassiccreditshoppingonline
Annual Fee
FREE
Base Reward
1% points
Foreign Markup
3.5%
4.5/5
Welcome Benefits
Amazon Pay Vouchers Worth ₹400
Product Highlights
- Lifetime free credit card
- Complimentary domestic airport lounge access
Category Rewards
grocery
3 Reward Points for every ₹150
3 Reward Points for every ₹150
utilities
2 Reward Points for every ₹150
2 Reward Points for every ₹150
other
1 Reward Point for every ₹150
1 Reward Point for every ₹150
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
Amazon
online
3 Reward Points for every ₹150
Rewards Details
Earn 3 Reward Points for every ₹150 spent on groceries and health care categories, 2 Reward Points for every ₹150 spent on utility categories like bill payments, and 1 Reward Point for every ₹150 spent on other categories.
Reward Points — Redemption Value
- 1 Reward Point is Valued at ₹0.25
Benefits & Features
Domestic: 2 Complimentary Domestic Lounge Access Every Quarter Available to all users of this card irrespective of spending.
Pros & Cons
Pros
- The card is a lifetime free credit card
- The card is available on the Visa and Mastercard networks
Cons
- The card unfortunately does not provide complimentary international airport lounge access
- The card includes limited lifestyle perks
Partner Merchants
Amazon
Fees & Charges
Annual FeeFREE
Joining FeeNil
Foreign Markup3.5%
Interest Rate0.69% Monthly (8.28% Yearly)
Cash Advance2.5% of Amount Withdrawn or ₹500 Whichever is Higher
Redemption Fee₹99 Per Redemption Request
Eligibility
Networks
visamastercard