All Cards
rupayclassiccredit
RBL Bank ShopRite Credit Card
RBL Bank
shoppingonline
Annual Fee
FREE
Joining Fee
Lifetime Free
Base Reward
1% points
Foreign Markup
3.5%
Interest Rate
Up to 3.99% per month
Welcome Benefits
2,000 Reward Points on first purchase within 30 days
Product Highlights
- Lifetime free credit card
- 2,000 bonus Reward Points as a Welcome Benefit
- 10% discount on movies through Bookmyshow
Rewards
Earn 1 Reward Point for every ₹100 spent on retail purchases and 20 Reward Points for every ₹100 spent on grocery purchases. Get a 10% discount (up to ₹100) on movies through Bookmyshow 15 times a year.
Redemption
1 RP = ₹0.25
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
grocery | 20%(20 Reward Points for every ₹100 spent) | No cap |
shopping | 1%(1 Reward Point for every ₹100 spent) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Bookmyshow | 10% Discount(Up to ₹100, 15 times a year) | online |
Benefits & Features
10% discount on movie tickets through Bookmyshow
Fees & Charges
Annual FeeFREE
Joining FeeLifetime Free
Foreign Markup3.5%
Interest RateUp to 3.99% per month
Cash Advance2.5% of the Cash Withdrawn or ₹500 (Whichever is Higher)
Redemption Fee₹99 + GST
Eligibility
Available Networks
rupay
Pros & Cons
Pros
- Lifetime free annual fee
- High reward rate on grocery purchases
- Discount on movie tickets
Cons
- Limited to grocery and retail spends
- Redemption fee applies
- No lounge access
Additional Info
Lifetime free card is ideal for first-time cardholders
Maximum savings on grocery shopping
Maximum of 1,000 Reward Points per month for grocery spends
Excluded Categories
fuel
Partner Merchants
Bookmyshow