fintech
Utkarsh Small Finance Bank superCard Credit Card
rupayclassiccreditUPIshopping
Annual Fee
FREE
Base Reward
1% cashback
Foreign Markup
3.5%
4.5/5
Product Highlights
- Lifetime free credit card
- Instant credit card with 100% approval on making a Fixed Deposit
Merchant-Specific Rewards
Myntra
5% Cashback(Max cashback of ₹150 per statement month)
5%
Cleartrip
3% Cashback(Max cashback of ₹150 per statement month)
3%
Flipkart
2% Cashback(Max cashback of ₹200 per statement month and ₹100 per transaction)
2%
Rewards Details
5% Cashback at Myntra, 3% Cashback on Cleartrip, and 2% Cashback on Flipkart. 1% Cashback on All UPI and Non-UPI Transactions.
Redemption
Cashback on the super.money App, Which Can Be Directly Credited to Your Bank Account
Pros & Cons
Pros
- 1% cashback on all UPI and Non-UPI spends
- Earn 6.5% interest on the FD amount
- 5%, 3%, & 2% cashback on non-UPI spends on Myntra, Cleartrip & Flipkart respectively
- Great secured credit card for beginners
Cons
- Cashback capped at ₹500 for each statement cycle
- Limited cashback on specific transactions
Additional Info
Cashback will not be awarded for specific types of transactions.
Cashback across all partner platforms is capped at ₹500 for each statement cycle.
Excluded Categories
government-related transactionsagriculture and contractor servicesrent paymentswallet loadsgift or prepaid card loadsvoucher purchasespurchases of gold and jewelryinsurancepost office transactionstransit serviceseducationfuelcash advancesall types of EMI transactions
Partner Merchants
MyntraCleartripFlipkart
Fees & Charges
Annual FeeFREE
Joining FeeLifetime Free
Foreign Markup3.5%
Interest Rate3% per month
Cash Advance5% or ₹25, Whichever is Higher
Eligibility
Min Age
18 yrs
Networks
rupay