Doctor's IMA SBI Card

visaclassiccredittravel

Annual Fee

₹1,499

Base Reward

0.25% points

Foreign Markup

3.5% + GST

4.5/5

Welcome Benefits

Yatra Gift Voucher Worth ₹1,500

Product Highlights

Earn 5x reward points on international transactions
Get free membership access to the Priority Pass Program worth $99

Fee Waiver

Renewal fee reversed on ₹2 Lakhs annual spend

Rewards Details

Earn 5 Reward Points/₹100 on medical supplies, travel bookings, and international spends. Earn 5 Reward Points/₹100 on all spends on Doctor’s Day (1st July). Earn 1 Reward Point/₹100 on regular spends.

Reward Points — Redemption Value

1 Reward Point = ₹0.25

Benefits & Features

Domestic: 4 Free Domestic Lounge Visits Each Year, Maximum 1 Per Quarter International: 4 Free Lounge Visits Each Year, Maximum 2 Per Quarter Complimentary access to lounges as per the specified limits.

Pros & Cons

Pros

Good rewards for medical and international spending
Insurance cover for doctors is included

Cons

Normal daily spending gives low rewards
Yearly fee if you don’t meet the spending condition

Additional Info

Excluded Categories

fuelrent

Partner Merchants

Yatra

Fees & Charges

Annual Fee₹1,499

Joining Fee₹1,499 + GST

Fee WaiverRenewal fee reversed on ₹2 Lakhs annual spend

Foreign Markup3.5% + GST

Interest Rate3.75% Per Month

Cash Advance2.5% of the transaction amount or ₹500, whichever is lower

Redemption Fee₹99 + GST

Eligibility

Networks

visamastercardrupay

Fee Waiver

Renewal fee reversed on ₹2 Lakhs annual spend