HomeCredit CardsRBL Bank Insignia Preferred Banking World Card
RBL Bank Insignia Preferred Banking World Card

RBL Bank

RBL Bank Insignia Preferred Banking World Card

mastercardworldcreditmoviestravel

Annual Fee

₹7,000

Base Reward

5% points

Foreign Markup

1.5%

4.2/5

Welcome Benefits

28,000 Reward Points (For Those With Fee Variant)

Product Highlights

  • 5 Reward Points for every ₹100 spent on domestic transactions.
  • 10 Reward Points for every ₹100 spent on international transactions.
  • 2 complimentary lounge access every quarter across airports in India.
  • Priority Pass membership with 6 complimentary international lounge visits every calendar year.
  • Flat ₹500 off on movie ticket bookings on BookMyShow.

Category Rewards

entertainment

5 Reward Points per ₹100 spent on domestic transactions

5 Reward Points per ₹100 spent on domestic transactions

travel

10 Reward Points per ₹100 spent on international transactions

10 Reward Points per ₹100 spent on international transactions

Fee Waiver

Waiver of Annual Charges on Spends of ₹10 Lakh in a Year (Valid for Fee Variant)

Rewards Details

5 Reward Points for every ₹100 spent on domestic transactions, 10 Reward Points for every ₹100 spent on international transactions. Flat ₹500 off on movie ticket bookings with BookMyShow every month.

Reward Points — Redemption Value
  • 1 RP = ₹0.25 (approx)

Benefits & Features

Domestic: 2 Complimentary Domestic Lounge Access Per Quarter International: 6 complimentary international lounge access every year via Priority Pass Complimentary lounge access with Priority Pass membership.

Pros & Cons

Pros

  • Complimentary domestic and international lounge access.
  • Flat ₹500 off on movie ticket bookings every month.
  • High reward rate on international transactions.

Cons

  • Annual fee of ₹7,000 for non-Insignia Preferred members.
  • No insurance benefits.

Partner Merchants

BookMyShow

Fees & Charges

Annual Fee₹7,000
Joining Fee₹7,000 + GST
Fee WaiverWaiver of Annual Charges on Spends of ₹10 Lakh in a Year (Valid for Fee Variant)
Foreign Markup1.5%
Interest Rate2.5% to 3.4% per month
Cash Advance2.5% of the transaction amount, subject to a minimum charge of ₹500

Eligibility

Networks

mastercard