HDFC Bank
HDFC Bank Pixel Go Credit Card
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Annual Fee
₹250
Base Reward
1% cashback
Foreign Markup
3.5%
4.4/5
Welcome Benefits
N/A
Product Highlights
- Unlimited 1% Cashback on all eligible transactions
- 25% discount on dining via Swiggy Dineout
- Joining fee waiver on spending ₹10,000 within 90 days
Fee Waiver
On Spends of ₹50,000 in a Year
Rewards Details
Unlimited 1% Cashback on all eligible transactions. 25% Dining Discount Via Swiggy Dineout.
Redemption
Cashback Against Statement
Benefits & Features
Domestic: N/A International: N/A N/A
Pros & Cons
Pros
- Reasonable fee of ₹250, waived by spending ₹10,000 in the first 90 days
- Unlimited 1% cashback on all eligible spends
Cons
- 1% cashback across all categories with no accelerated rates
- SmartBuy offers cannot be availed with this credit card
Additional Info
Pixel Cashpoints earned are valid for two years from the date of accumulation.
Cashback is not applicable on fuel spends, wallet spends, rent payments, government-related transactions, EMI transactions, and cash advances.
The card can be managed fully via the PayZapp mobile application.
Excluded Categories
fuelwalletrentgovernmentemicash advances
Partner Merchants
Swiggy
Fees & Charges
Annual Fee₹250
Joining Fee₹250 + GST
Fee WaiverOn Spends of ₹50,000 in a Year
Foreign Markup3.5%
Interest Rate3.60% Monthly and 43.20% Yearly
Cash Advance2.5%
Eligibility
Min Age
21 yrs
Salaried
₹0.1L+
Self-Emp
₹6.0L+
Networks
visa
Fee Waiver
On Spends of ₹50,000 in a Year