InterMiles ICICI Bank Rubyx Credit Card
ICICI Bank
Annual Fee
₹2,500
Joining Fee
₹2,500 + GST
Base Reward
3% points
Foreign Markup
3.5% of the transaction amount
Fee Waiver
Waived for InterMiles Platinum Tier members
Interest Rate
3.5% per month
Welcome Benefits
5,000 bonus InterMiles, flight discount voucher worth ₹500 and hotel discount voucher worth ₹1,000
Product Highlights
- Up to 10 InterMiles on every ₹100 spent with the American Express variant
- Up to 7.5 InterMiles for every ₹100 spent with the Visa variant
- 5,000 bonus InterMiles as a welcome benefit
- 2 complimentary domestic airport lounge access every quarter
Rewards
Up to 10 InterMiles on every ₹100 spent with the American Express variant and up to 7.5 InterMiles for every ₹100 spent with the Visa variant. Accelerated InterMiles on flight bookings through intermiles.com.
Redemption
InterMiles earned can be redeemed for flight bookings, hotel reservations, shopping vouchers, etc on the InterMiles web portal
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
travel | 10%(10 InterMiles per ₹100 spent) | No cap |
other | 1%(1 InterMile per ₹100 on insurance and utility spends) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| BookMyShow | 25% discount(max ₹150 per month) | online |
| intermiles.com | 10 InterMiles | online |
Benefits & Features
Domestic: 2 domestic airport lounge access each quarter (Minimum ₹5,000 spent in the previous quarter required) 1 lounge access each through American Express & Visa variant.
Fees & Charges
Eligibility
Available Networks
Pros & Cons
Pros
- 5,000 bonus InterMiles on joining
- Up to 25% discount on movies through BookMyShow
- 15% discount on dining through Culinary Treats Programme
Cons
- Annual fee of ₹2,500 + GST
- Maximum InterMiles capped at 40,000 per year
Additional Info
Maximum InterMiles capped at 40,000 per year
Renewal fee waived for InterMiles Platinum Tier members
Maximum number of InterMiles you can earn through this card is capped at 40,000 InterMiles per year.
Excluded Categories