HomeCredit CardsInterMiles ICICI Bank Rubyx Credit Card
InterMiles ICICI Bank Rubyx Credit Card

ICICI Bank

InterMiles ICICI Bank Rubyx Credit Card

visaplatinumcredittravel

Annual Fee

₹2,500

Base Reward

3% points

Foreign Markup

3.5% of the transaction amount

4.3/5

Welcome Benefits

5,000 bonus InterMiles, flight discount voucher worth ₹500 and hotel discount voucher worth ₹1,000

Product Highlights

  • Up to 10 InterMiles on every ₹100 spent with the American Express variant
  • Up to 7.5 InterMiles for every ₹100 spent with the Visa variant
  • 5,000 bonus InterMiles as a welcome benefit
  • 2 complimentary domestic airport lounge access every quarter

Category Rewards

travel

10 InterMiles per ₹100 spent

10 InterMiles per ₹100 spent

other

1 InterMile per ₹100 on insurance and utility spends

1 InterMile per ₹100 on insurance and utility spends

Fee Waiver

Waived for InterMiles Platinum Tier members

Merchant-Specific Rewards

1 pt ≈ ₹0.25–₹0.50
BookMyShow

BookMyShow

online(max ₹150 per month)

25% discount
intermiles.com

intermiles.com

online

10 InterMiles

Rewards Details

Up to 10 InterMiles on every ₹100 spent with the American Express variant and up to 7.5 InterMiles for every ₹100 spent with the Visa variant. Accelerated InterMiles on flight bookings through intermiles.com.

Reward Points — Redemption Value
  • InterMiles earned can be redeemed for flight bookings, hotel reservations, shopping vouchers, etc on the InterMiles web portal

Benefits & Features

Domestic: 2 domestic airport lounge access each quarter (Minimum ₹5,000 spent in the previous quarter required) 1 lounge access each through American Express & Visa variant.

Pros & Cons

Pros

  • 5,000 bonus InterMiles on joining
  • Up to 25% discount on movies through BookMyShow
  • 15% discount on dining through Culinary Treats Programme

Cons

  • Annual fee of ₹2,500 + GST
  • Maximum InterMiles capped at 40,000 per year

Additional Info

Maximum InterMiles capped at 40,000 per year

Renewal fee waived for InterMiles Platinum Tier members

Maximum number of InterMiles you can earn through this card is capped at 40,000 InterMiles per year.

Excluded Categories

fuel

Partner Merchants

BookMyShowintermiles.com

Fees & Charges

Annual Fee₹2,500
Joining Fee₹2,500 + GST
Fee WaiverWaived for InterMiles Platinum Tier members
Foreign Markup3.5% of the transaction amount
Interest Rate3.5% per month
Cash Advance2.5% of the amount transacted or ₹300 (whichever is higher)
Redemption Fee₹99 (plus applicable taxes) per redemption request

Eligibility

Networks

visaamex