ICICI Bank
ICICI Bank Platinum Chip Credit Card
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Annual Fee
FREE
Base Reward
2% points
Foreign Markup
3.5%
4.4/5
Product Highlights
- Zero annual fee
- Earn 2 Reward Points for every ₹100 spent on retail transactions
- 1% fuel surcharge waiver at HPCL pumps
- Discount offers on dining
Category Rewards
dining
2 Reward Points on every ₹100 spent
2 Reward Points on every ₹100 spent
utilities
1 Reward Point on every ₹100 spent
1 Reward Point on every ₹100 spent
Rewards Details
Earn 2 Reward Points on every retail spend of ₹100. Earn 1 Reward Point on every ₹100 spent on insurance & utilities. Up to 15% off on dining through the ICICI Bank Culinary Treats Programme in 2500+ restaurants.
Reward Points — Redemption Value
- 1 Reward Point = ₹0.25
Benefits & Features
Up to 15% off on dining through the ICICI Bank Culinary Treats Programme.
Pros & Cons
Pros
- Lifetime free annual fee
- 2 Reward Points on retail spends
- Up to 15% off on dining
- 1% fuel surcharge waiver at HPCL
Cons
- No welcome benefits
- Redemption fee of ₹99 + GST
- Limited to HPCL for fuel surcharge waiver
Partner Merchants
HPCL
Fees & Charges
Annual FeeFREE
Joining FeeLifetime Free
Foreign Markup3.5%
Interest Rate3.75% per month
Cash AdvanceHigher of ₹500 or 2.5% of the Amount Withdrawn
Redemption Fee₹99 + GST
Eligibility
Min Age
21 yrs
Networks
visa