Yes Bank
YES Bank Wellness Plus Credit Card
visaclassiccredittravelwellness
Annual Fee
₹1,499
Base Reward
6% points
Foreign Markup
3.5% on all international spends.
4.1/5
Product Highlights
- 12 complimentary fitness sessions every month
- Complimentary preventive health checkups through the app
Rewards Details
You get 30 Reward Points per ₹200 spent on pharmaceutical/chemist stores. You get 6 Reward Points per ₹200 spent on any other purchases. You get 1000 Reward Points on every successful registration on YES PayNow.
Reward Points — Redemption Value
- The Reward points are redeemable on Yes Rewardz, 1 RP = ₹0.25 when redeeming against hotel and flight bookings, and 1 RP = ₹0.10 for redemption against product catalogue, gift vouchers, etc.
Benefits & Features
Domestic: 8 complimentary access to domestic lounges annually (2 per quarter). Full lounge access description not provided.
Pros & Cons
Pros
- 30 Reward Points per ₹200 spent on pharmaceutical/chemist stores
- 6 Reward Points per ₹200 spent on other purchases
- 1000 Reward Points on YES PayNow successful registrations
Cons
- No annual fee waiver
- Joining fee of ₹1,499 + GST
Additional Info
Available only in select cities: Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi & NCR, Hyderabad, Jaipur, Kolkata, Mumbai, Pune, Thane, Navi Mumbai.
Fees & Charges
Annual Fee₹1,499
Joining Fee₹1,499 + GST
Foreign Markup3.5% on all international spends.
Interest Rate3.80% per month (45.60% annually)
Cash Advance2.5% of the amount withdrawn or ₹300 (whichever is higher).
Redemption Fee₹100
Eligibility
Min Age
21 yrs
Salaried
₹0.2L+
Networks
visamastercardrupay