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Axis My Zone Credit Card

Axis Bank

Axis My Zone Credit Card

rupaybasiccreditmovieshoppingfood

Annual Fee

FREE

Base Reward

0.4% points

Foreign Markup

3.5% of the transaction amount

4.6/5

Welcome Benefits

Free SonyLiv Subscription Worth ₹1,499

Product Highlights

  • Complimentary SonyLiv Premium annual subscription as a joining benefit.
  • 4 EDGE Points per ₹200 spent with the Axis Bank My Zone Credit Card.
  • Discount on Swiggy of ₹120 per order (minimum order value of ₹500 required).

Category Rewards

other

4 EDGE Points per ₹200 spent

4 EDGE Points per ₹200 spent

Merchant-Specific Rewards

1 pt ≈ ₹0.25–₹0.50
AJIO

AJIO

online(Minimum spends of ₹2,999 required)

Up to ₹1,000 Off
EazyDiner

EazyDiner

offline(Minimum order of ₹1500 required)

15% Off
District by Zomato

District by Zomato

online(Max benefit of ₹200 per month)

Buy One Get One Free
Swiggy

Swiggy

online(Minimum order of ₹500 required)

Flat ₹120 Off

Rewards Details

Earn 4 EDGE Points for every ₹200 spent. 1 EDGE Point = ₹0.20. Buy One Get One Free on movie tickets via District app. Flat ₹120 off on food delivery at Swiggy on orders of ₹500 and above.

Reward Points — Redemption Value
  • EDGE Points earned on the card are redeemable against shopping/travel vouchers or for purchasing products on the Axis Bank EDGE Rewards Portal.

Benefits & Features

Domestic: 1 Complimentary Lounge Access Every Quarter (Minimum spend of ₹50,000 in the previous quarter required for activation.) Complimentary lounge access once every quarter. Minimum spend of ₹50,000 in the previous quarter required for eligibility. New cardholders are exempt from this spend requirement for the first three months.

Pros & Cons

Pros

  • Incredibly beneficial for moviegoers with excellent one-plus-one deals on bookings with District by Zomato.
  • Great discounts on Swiggy orders with coupon code 'Axis 120'.

Cons

  • Free airport lounge access requires a minimum spend of ₹50,000 in the previous quarter.
  • No Reward Points for spends on movie ticket booking.

Additional Info

Important: Complimentary SonyLiv membership is renewed every year on spending a minimum of ₹1.5 lakhs in an anniversary year.

New cardholders are exempt from the minimum spend criteria for lounge access for the first three months.

No EDGE Rewards will be earned on movie, fuel, wallet reloads, insurance, education, government-related, and EMI transactions.

Excluded Categories

fuelrentgovteducationemiwallet

Partner Merchants

District by ZomatoSwiggyEazyDinerAJIO

Fees & Charges

Annual FeeFREE
Joining FeeLifetime Free (Limited Time Only)
Foreign Markup3.5% of the transaction amount
Interest Rate3.75% Per Month (55.55% Per Annum)
Cash Advance2.5% of the withdrawal amount subject to a minimum charge of ₹500

Eligibility

Min Age

18 yrs

Networks

visamastercardrupay
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