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Max SBI Card SELECT

SBI Card

Max SBI Card SELECT

visasignaturecreditshoppingonline

Annual Fee

₹1,769₹1,499 + GST

Base Reward

2% points

Foreign Markup

3.5% of the total transaction value.

Apply Now
3.7/5
VerifiedLast updated 26 May 2026

Welcome Benefits

Earn 6000 bonus reward points on paying annual fees.

Product Highlights

  • Earn 6000 bonus reward points on paying annual fees.
  • Earn 10 Reward Points on every Rs 100 spent on all Online and Offline Landmark stores.
  • Fuel surcharge waiver of 1% at all fuel stations pan India.

Category Rewards

shopping

10 Reward Points on Landmark stores

10X

dining

10 Reward Points on dining and movies

10X

Merchant-Specific Rewards

1 pt ≈ ₹0.25–₹0.50
Max

Max

7.5% value back at Max Fashion / Landmark Group stores

7.5X
Lifestyle

Lifestyle

7.5% value back at Max Fashion / Landmark Group stores

7.5X
Home Centre

Home Centre

7.5% value back at Max Fashion / Landmark Group stores

7.5X
SPAR

SPAR

7.5% value back at Max Fashion / Landmark Group stores

7.5X
Easybuy

Easybuy

7.5% value back at Max Fashion / Landmark Group stores

7.5X

Reward Calculator

Earns ₹3,331/year (net)

Modest gain. Solid hold if you like the perks.

Monthly spend

₹13K

across all your buckets

Points / yr

5.1K

Landmark Rewards

Best worth

₹5.1K

via standard

Effective rate

3.27%

Annual fee

₹1,769

Year 1 net

+₹3,331

Year 2+ net

+₹3,331

ongoing

Adjust your spend by reward bucket

2 buckets
7.50%7.5% value back at Max Fashion / Landmark Group stores
₹3,000/mo
Earns 225 landmark rewards / mo≈ ₹225 worth/mo
2.00%All other spends
₹10,000/mo
Earns 200 landmark rewards / mo≈ ₹200 worth/mo

Milestone Rewards

Bonus rewards unlocked at spend thresholds. Use the slider to see what your spend pattern unlocks.

₹50K
₹5K₹50K₹1L₹2L₹3L

per year · You spend ≈ ₹6L

₹5L₹3K value

₹3,000 Max voucher

Surcharges & Exclusions

Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.

Foreign exchange markup

3.5%

Charged on every international (non-INR) transaction

Excluded from rewards

fuel, balance transfer, cash advance, emi, utility, insurance, jewelry, education, railways, wallet

Fuel surcharge waiver (good news)

1%

on ₹500–₹4,000 fuel txns · capped at ₹250/cycle

Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.

Rewards Details

Earn 10 Reward Points on every Rs 100 spent on all Online and Offline Landmark stores like Max, Lifestyle, Home Centre, and Spar. Earn 2 Reward Points on every Rs 100 spent on all other online and offline purchases (Excluding Fuel).

Reward Points — Redemption Value
  • Redeem your Reward points by converting them into Landmark Rewards and get a double benefit.

Benefits & Features

Get 10 Reward Points on every Rs 100 spent on dining and movies.

Pros & Cons

Pros

  • 10 Reward Points on every Rs 100 spent on Landmark stores.
  • 6000 bonus reward points on paying annual fees.
  • Cashback of ₹100 on first ATM cash withdrawal within 30 days.

Cons

  • No lounge access.
  • Redemption fee of ₹99.
  • Limited to Landmark group stores for maximum rewards.

Additional Info

No complimentary Airport or Railway lounge access.

Eligibility requires a decent credit score (Preferably over 700).

Excluded Categories

fuel

Partner Merchants

MaxLifestyleHome CentreSpar

Ready to apply?

Apply directly on the bank's official website. Quick approval, no hidden steps.

Apply Now

Official bank website · Secure

Fees & Charges

Annual Fee₹1,499
Joining Fee₹1,499 + GST
Foreign Markup3.5% of the total transaction value.
Interest Rate3.5% per month
Cash Advance2.5% of the total transaction amount (Minimum ₹500)
Redemption Fee₹99

Eligibility

Min Age

18 yrs

Networks

visa