AU Fi MagniFi Credit Card

rupaybasiccreditshoppingweekend spending

Annual Fee

FREE

Base Reward

0.2% points

Foreign Markup

3.49%

4.4/5

Product Highlights

Lifetime free structure
Earn 20 Fi Points on Every ₹100 Spent on Weekends

Category Rewards

shopping

20 Fi Points per ₹100 on Weekends

dining

20% Off on Weekend Spending

Rewards Details

Earn 20 Fi Points per ₹100 spent on weekends and 2 Fi Points per ₹100 spent on weekdays. 20% discount on weekends spent on BookMyShow, Zepto, Amazon, and Zomato.

Reward Points — Redemption Value

Redeem Fi Points on the Fi Money App for statement credits, travel bookings, or conversion to air miles.

Benefits & Features

20% Off on all Weekend Spending up to ₹100 Once a Month

Pros & Cons

Pros

Useful for weekend spenders
Entry-level card for building CIBIL

Cons

Maximum of 2,000 Fi points on weekdays
20% off capped at ₹100 with a minimum order value of ₹500

Additional Info

Lifetime free card with no joining or annual fees

Not suitable for frequent travelers or premium lifestyle seekers

Maximum of 2,000 Fi-points can be earned per statement cycle using this weekday reward.

Partner Merchants

BookMyShowZeptoAmazonZomato

Fees & Charges

Annual FeeFREE

Joining FeeLifetime Free

Foreign Markup3.49%

Interest Rate3.75% per month

Cash Advance2.5%, Subject to a Minimum of ₹500

Eligibility

Networks

rupay