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AU Fi MagniFi Credit Card
rupaybasiccredit

AU Fi MagniFi Credit Card

AU Small Finance Bank

shoppingweekend spending

Annual Fee

FREE

Joining Fee

Lifetime Free

Base Reward

0.2% points

Foreign Markup

3.49%

Interest Rate

3.75% per month

Product Highlights

  • Lifetime free structure
  • Earn 20 Fi Points on Every ₹100 Spent on Weekends

Rewards

Earn 20 Fi Points per ₹100 spent on weekends and 2 Fi Points per ₹100 spent on weekdays. 20% discount on weekends spent on BookMyShow, Zepto, Amazon, and Zomato.

Redemption

Redeem Fi Points on the Fi Money App for statement credits, travel bookings, or conversion to air miles.

Category Rewards

CategoryReward RateMonthly Cap
shopping
20%(20 Fi Points per ₹100 on Weekends)No cap
dining
20%(20% Off on Weekend Spending)No cap

Benefits & Features

20% Off on all Weekend Spending up to ₹100 Once a Month

Fees & Charges

Annual FeeFREE
Joining FeeLifetime Free
Foreign Markup3.49%
Interest Rate3.75% per month
Cash Advance2.5%, Subject to a Minimum of ₹500

Eligibility

Available Networks

rupay

Pros & Cons

Pros

  • Useful for weekend spenders
  • Entry-level card for building CIBIL

Cons

  • Maximum of 2,000 Fi points on weekdays
  • 20% off capped at ₹100 with a minimum order value of ₹500

Additional Info

Lifetime free card with no joining or annual fees

Not suitable for frequent travelers or premium lifestyle seekers

Maximum of 2,000 Fi-points can be earned per statement cycle using this weekday reward.

Partner Merchants

BookMyShowZeptoAmazonZomato
AU Fi MagniFi Credit Card — Benefits, Rewards & Fees | Ri8Lane | Ri8Lane