AU Small Finance Bank
AU Fi MagniFi Credit Card
Annual Fee
Lifetime FreeBase Reward
0.2% points
Foreign Markup
3.49%
Product Highlights
- Lifetime free structure
- Earn 20 Fi Points on Every ₹100 Spent on Weekends
Category Rewards
Specialty
5% back on weekend spends (online + offline)
5X
Reward Calculator
Earns ₹600/year (net)
Modest gain. Solid hold if you like the perks.
₹13K
across all your buckets
2.4K
Fi-Points
₹600
via standard · ₹0.25/pt
Effective rate
0.38%
Annual fee
FREE
Year 1 net
+₹600
Year 2+ net
+₹600
ongoing
Adjust your spend by reward bucket
2 bucketsRewards Details
Earn 20 Fi Points per ₹100 spent on weekends and 2 Fi Points per ₹100 spent on weekdays. 20% discount on weekends spent on BookMyShow, Zepto, Amazon, and Zomato.
- Redeem Fi Points on the Fi Money App for statement credits, travel bookings, or conversion to air miles.
Benefits & Features
20% Off on all Weekend Spending up to ₹100 Once a Month
Pros & Cons
Pros
- Useful for weekend spenders
- Entry-level card for building CIBIL
Cons
- Maximum of 2,000 Fi points on weekdays
- 20% off capped at ₹100 with a minimum order value of ₹500
Additional Info
Lifetime free card with no joining or annual fees
Not suitable for frequent travelers or premium lifestyle seekers
Maximum of 2,000 Fi-points can be earned per statement cycle using this weekday reward.
Partner Merchants
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Fees & Charges
Eligibility
Networks