ICICI Bank
Chennai Super Kings ICICI Bank Credit Card
Annual Fee
₹590₹500 + GSTBase Reward
2% points
Foreign Markup
3.5% on all foreign currency spends
Welcome Benefits
2,000 bonus Reward Points after successful payment of the joining fee
Product Highlights
- Welcome and renewal benefit of 2,000 Reward Points.
- Up to 10 Reward Points on every spend of ₹100 during CSK match days.
- Complimentary domestic airport lounge access.
- Top spenders receive memorabilia autographed by key players.
- Opportunity to meet CSK players and attend practice sessions.
- Complimentary tickets to CSK matches during the match season.
Category Rewards
utilities
1 RP per ₹100 on utilities/insurance
0.25X
Specialty
1 RP per ₹100 on utilities/insurance
0.25X
Fee Waiver
Waived on ₹1.5L annual spend
Reward Calculator
Earns ₹1,000/year (net)
Modest gain. Solid hold if you like the perks.
₹16K
across all your buckets
6.4K
ICICI Reward Points
₹1.6K
via standard · ₹0.25/pt
Effective rate
0.83%
Annual fee
₹590
Year 1 net
+₹1,000
Year 2+ net
+₹1,000
ongoing
Adjust your spend by reward bucket
3 bucketsMilestone Rewards
Bonus rewards unlocked at spend thresholds. Use the slider to see what your spend pattern unlocks.
per month · You spend ≈ ₹50K
Top-100 spender programme: autographed memorabilia, meet-and-greet, match tickets
Surcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Rent payment surcharge
1%Charged on every rent transaction via CRED / NoBroker / Magicbricks / etc.
Wallet load surcharge
1%from Jan 2026Kicks in after ₹5,000 cumulative wallet loads/cycle (Paytm, PhonePe, Mobikwik)
Utility payment surcharge
1%Kicks in after ₹50,000 cumulative utility spends/cycle
Foreign exchange markup
3.5%Charged on every international (non-INR) transaction
Excluded from rewards
fuel, rent, wallet, emi, cash advance, utility
Fuel surcharge waiver (good news)
1%Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
Earn 10 Reward Points on every spend of ₹100 during CSK match days, 2 Reward Points on every retail spend of ₹100, and 1 Reward Point on every ₹100 spent on insurance and utility categories.
- 1 Reward Point = ₹0.25 against CSK merchandise
Benefits & Features
Domestic: 1 complimentary domestic lounge access every quarter (Spend ₹5,000 in the previous quarter) Complimentary domestic lounge access based on spending criteria.
Pros & Cons
Pros
- 2,000 bonus Reward Points on joining
- 10 Reward Points on CSK match days
- 1% fuel surcharge waiver at HPCL
- Complimentary lounge access with spending criteria
Cons
- Annual fee of ₹500
- Limited to CSK fans
- No international lounge access
Additional Info
Excluded Categories
Partner Merchants
Ready to apply?
Apply directly on the bank's official website. Quick approval, no hidden steps.
Apply NowOfficial bank website · Secure
Fees & Charges
Eligibility
Min Age
21 yrs
Networks
Fee Waiver
Waived on ₹1.5L annual spend