Canara Bank
Canara VISA Gold Secured Credit Card
visagoldcreditshoppingonline
Annual Fee
FREE
Base Reward
2% points
Foreign Markup
3% on Forex Transactions
0
Product Highlights
- Upto 50 days of interest free credit
- Easy EMI Conversion through Canara ai1 app
- ATM Cash Withdrawal & other non financial services
- Domestic & International Acceptance
- Rewards Points for every PoS / e-commerce transaction.
Rewards Details
Rewards Points for every PoS / e-commerce transaction.
Reward Points — Redemption Value
- Cashback or Goods Purchase through (www.canararewardz.com)
Benefits & Features
1% of transaction value with minimum fee of ₹10 + applicable taxes. Maximum of Rs 100/- for the billing month would be reimbursed in the upcoming billing month in the following cases Card should have been used for a minimum amount of ₹2500/- for purchase transactions during the billing month.
Pros & Cons
Pros
- Zero Annual, Joining and Enrolment Fee
- Eligible credit limit is maximum up to 75% of principal amount of FD (Fixed Deposit).
- Minimum credit card limit is Rs. 25,000.
Cons
- Cash-Withdrawal Limit 50% of Credit Limit or ₹50,000/- , whichever is lower
- Inactivity Fee ₹150/- if annual Turnover is less than ₹25,000/-
Fees & Charges
Annual FeeFREE
Joining FeeNIL
Foreign Markup3% on Forex Transactions
Interest Rate2% Per Month or 24% Per Annum of the outstanding Amount for Secured Credit Cards.
Cash Advance3% of the transaction amount subject to a minimum of ₹30/- Per ₹1000/- withdrawn or part thereof.
Eligibility
Salaried
₹1.0L+
Self-Emp
₹0.6L+
Networks
visa