Kotak Air+ Credit Card
Kotak Mahindra Bank
Annual Fee
₹3,000
Joining Fee
₹3,000 + GST
Base Reward
2% miles
Foreign Markup
2%
Interest Rate
3.5% per month
Welcome Benefits
2,500 Air Miles
Product Highlights
- Travel-focused credit card
- Access to international and domestic airport lounges
- Low forex markup charge of 2%
Rewards
Earn 5 Air Miles per ₹100 on flight and hotel bookings via Kotak Unbox, and 2 Air Miles per ₹100 on all other spends.
Redemption
Transfer Air Miles to Partner Hotels and Airlines Such as Accor, Air Canada, Air France, and More at a 2:1 Ratio
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
travel | 5%(5 Air Miles/₹100 on Flight & Hotel Booking) | No cap |
other | 2%(2 Air Miles/₹100 on All Other Spends) | No cap |
Benefits & Features
Domestic: 4 Free Visits Each Year (Maximum of 2 Per Quarter) International: 2 Free Visits Each Year Free lounge access is only valid for primary cardholders; add-on cardholders shall not be able to avail of this benefit.
Fees & Charges
Eligibility
Available Networks
Pros & Cons
Pros
- Sound entry-level air miles card
- Decent joining fee
- Renewal and welcome benefits in the form of Air Miles
Cons
- Lacks travel insurance
- No concierge service
- No global hotel discounts
- No spend-based annual fee waiver
- No Air Miles earned on international transactions
Additional Info
No maximum monthly or yearly limit of Air Miles that can be transferred.
Accelerated Air Miles earnings are capped at 15,000 Air Miles per statement cycle.
Excluded Categories