Kotak Mahindra Bank
IndiGo Kotak Credit Card
visaclassiccredittravel
Annual Fee
₹1,500
Base Reward
1% air miles
Foreign Markup
3.5%
4.3/5
Welcome Benefits
Get a voucher of 2,500 IndiGo BluChips (will be valid for 6 months from the date of issuance)
Product Highlights
- Earn IndiGo BluChips on all spends
- Accelerated rewards on IndiGo flight bookings
Category Rewards
travel
5 IndiGo BluChips/₹100 Spent on IndiGo
5 IndiGo BluChips/₹100 Spent on IndiGo
dining
2 IndiGo BluChips/₹100 Spent on Dining & Entertainment
2 IndiGo BluChips/₹100 Spent on Dining & Entertainment
other
1 IndiGo BluChip/₹100 on All Other Categories
1 IndiGo BluChip/₹100 on All Other Categories
Rewards Details
Earn 5 IndiGo BluChips/₹100 Spent on IndiGo; 2 IndiGo BluChips/₹100 Spent on Dining & Entertainment; 1 IndiGo BluChip/₹100 on All Other Categories.
Reward Points — Redemption Value
- Redeem for Flights & Select IndiGo Services
Benefits & Features
Domestic: N/A International: N/A
Pros & Cons
Pros
- Offers accelerated rewards for IndiGo flight bookings
- Accelerated reward earning for dining and entertainment categories
Cons
- The card does not offer any complimentary airport lounge access
- There are no travel insurance perks
- Users cannot get a spend-based annual fee waiver
Additional Info
Excluded Categories
RentWallet Load/ReloadingEducationGovernment spendsUtilities Bill PaymentInsurance PaymentsOnline Skill-Based GamingB2B
Fees & Charges
Annual Fee₹1,500
Joining Fee₹1,500 + GST
Foreign Markup3.5%
Interest Rate3.75% per month
Cash Advance2.5% Subject to a Minimum of ₹500
Eligibility
Networks
visa