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IndiGo Kotak Credit Card
Kotak Mahindra Bank
travel
Annual Fee
₹1,500
Joining Fee
₹1,500 + GST
Base Reward
1% air miles
Foreign Markup
3.5%
Interest Rate
3.75% per month
Welcome Benefits
Get a voucher of 2,500 IndiGo BluChips (will be valid for 6 months from the date of issuance)
Product Highlights
- Earn IndiGo BluChips on all spends
- Accelerated rewards on IndiGo flight bookings
Rewards
Earn 5 IndiGo BluChips/₹100 Spent on IndiGo; 2 IndiGo BluChips/₹100 Spent on Dining & Entertainment; 1 IndiGo BluChip/₹100 on All Other Categories.
Redemption
Redeem for Flights & Select IndiGo Services
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
travel | 5%(5 IndiGo BluChips/₹100 Spent on IndiGo) | No cap |
dining | 2%(2 IndiGo BluChips/₹100 Spent on Dining & Entertainment) | No cap |
other | 1%(1 IndiGo BluChip/₹100 on All Other Categories) | No cap |
Benefits & Features
Domestic: N/A International: N/A
Fees & Charges
Annual Fee₹1,500
Joining Fee₹1,500 + GST
Foreign Markup3.5%
Interest Rate3.75% per month
Cash Advance2.5% Subject to a Minimum of ₹500
Eligibility
Available Networks
visa
Pros & Cons
Pros
- Offers accelerated rewards for IndiGo flight bookings
- Accelerated reward earning for dining and entertainment categories
Cons
- The card does not offer any complimentary airport lounge access
- There are no travel insurance perks
- Users cannot get a spend-based annual fee waiver
Additional Info
Excluded Categories
RentWallet Load/ReloadingEducationGovernment spendsUtilities Bill PaymentInsurance PaymentsOnline Skill-Based GamingB2B