IndusInd Bank
IndusInd Bank Payback Credit Card
visaclassiccreditmoviesshopping
Annual Fee
FREE
Base Reward
2% points
Foreign Markup
3.5% on all foreign transactions
3.9/5
Welcome Benefits
1,000 PAYBACK points after paying the joining fee
Product Highlights
- 1,000 Payback points as a welcome gift
- Complimentary access to PAYBACK Plus membership
- 20 Payback points per Rs. 100 spent on movies
- 5 Payback points per Rs. 100 spent on dining, groceries, and shopping
- 2 Payback points for all other spends
Category Rewards
entertainment
20 PAYBACK Points per Rs. 100 spent on movies
20 PAYBACK Points per Rs. 100 spent on movies
dining
5 PAYBACK Points per Rs. 100 spent on dining
5 PAYBACK Points per Rs. 100 spent on dining
shopping
5 PAYBACK Points per Rs. 100 spent on shopping
5 PAYBACK Points per Rs. 100 spent on shopping
other
2 PAYBACK Points on other spends
2 PAYBACK Points on other spends
Rewards Details
20 PAYBACK Points per Rs. 100 spent on movies, 5 PAYBACK Points for groceries, dining, & shopping, and 2 PAYBACK Points on other spends.
Reward Points — Redemption Value
- 1 PAYBACK Point = Re. 0.25
Benefits & Features
5 PAYBACK Points for dining
Pros & Cons
Pros
- High reward rate on movies and dining
- No reward redemption fee
- Complimentary PAYBACK Plus membership
Cons
- No lounge access
- No rewards for fuel transactions
Additional Info
Excluded Categories
fuel
Fees & Charges
Annual FeeFREE
Joining Fee₹249 + GST
Foreign Markup3.5% on all foreign transactions
Interest Rate3.83% per month
Cash Advance2.5% of the advance amount (minimum of ₹300)
Redemption Fee₹100
Eligibility
Networks
visa