SBI Card
Aditya Birla SBI Credit Card
Annual Fee
₹499
Base Reward
1% points
Foreign Markup
3.5% on the conversion amount
Welcome Benefits
Activation bonus of 2,000 Rewards Points.
Product Highlights
- 10 Reward Points for every ₹100 spent on Aditya Birla Stores
- 5 Reward Points for every ₹100 spent on Dining, Entertainment, and Hotels
- 1 Reward Point for every ₹200 spent on other categories
Category Rewards
shopping
10 Reward Points on Aditya Birla Stores
10 Reward Points on Aditya Birla Stores
dining
5 Reward Points on Dining, Entertainment, and Hotels
5 Reward Points on Dining, Entertainment, and Hotels
other
1 Reward Point for every ₹200 spent on other categories
1 Reward Point for every ₹200 spent on other categories
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
Aditya Birla Stores
offline
Dining, Entertainment, and Hotels
offline
Rewards Details
10 Reward Points for every ₹100 spent on Aditya Birla Stores, 5 Reward Points for every ₹100 spent on Dining, Entertainment, and Hotels, and 1 Reward Point for every ₹200 spent on other categories.
- 1 Reward Point = ₹0.25
Benefits & Features
1% surcharge waiver on fuel transactions at all fuel stations across India
Pros & Cons
Pros
- Low annual fee of ₹499
- High reward rate on Aditya Birla Stores
- Welcome bonus of 2,000 Rewards Points
Cons
- No complimentary airport lounge access
- Redemption fee of ₹99 per request
Partner Merchants
Fees & Charges
Eligibility
Networks