IDFC FIRST Bank
Business Multiplier Credit Card
visaclassiccreditbusinesscashbackonline
Annual Fee
FREE
Base Reward
10% cashback
Foreign Markup
3.5% + GST
4.8/5
Welcome Benefits
10X Rewards on first transaction
Product Highlights
- 10X rewards on business expenses
- Zero forex charges
- 10X Rewards on business spends
- Lifetime Free
Category Rewards
shopping
10X Rewards on shopping
10%
travel
5% CashBack on travel bookings
5%
Rewards Details
Earn 10X Rewards on all business-related spends.
Redemption
1 Reward Point = ₹1 against statement
Benefits & Features
Domestic: 4 complimentary visits per quarter via DreamFolks (Min ₹2L quarterly retail spend required) International: 2 per year via Priority Pass (Available from year 2 onwards) Full lounge access description
Pros & Cons
Pros
- High reward rate
- No forex charges
- No annual fee
Cons
- Limited information available
- Limited to business-related spends
Additional Info
Important note 1
Note 2
Max reward cap info
Excluded Categories
fuelrent
Partner Merchants
AmazonFlipkart
Fees & Charges
Annual FeeFREE
Joining FeeLifetime Free
Foreign Markup3.5% + GST
Interest Rate3.75% per month
Cash Advance2.5% of amount, min ₹500
Eligibility
Min Age
21 yrs
Salaried
₹0.5L+
Self-Emp
₹8.0L+
Networks
visamastercardrupay