RBL Bank
IndianOil RBL Bank XTRA Credit Card
Annual Fee
₹1,500
Base Reward
7.5% points
Foreign Markup
3.5%
Welcome Benefits
3,000 Fuel Points upon realization of the joining charge and making a transaction of ₹500 or more within the first 30 days of card issuance.
Product Highlights
- High return of 7.5% on fuel purchases
- Fuel points worth up to 250 liters of free petrol annually
Category Rewards
fuel
15 Fuel Points/₹100 on Fuel Purchases
15 Fuel Points/₹100 on Fuel Purchases
Fee Waiver
Annual Fee Waiver on Spends of ₹2.75 Lakh
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
IndianOil
offline(Maximum 2,000 Fuel Points per month)
Rewards Details
Earn 15 Fuel Points/₹100 spent at IndianOil stations and 2 Fuel Points/₹100 on other eligible spends.
- 1 Fuel Point = ₹0.50 When Redeemed at IndianOil Outlets
Benefits & Features
1% Fuel Surcharge Waiver Upto ₹200 Each Month
Pros & Cons
Pros
- High return of 7.5% on fuel purchases
- 3,000 Fuel Points as welcome benefit
Cons
- No airport lounge access
- Limited benefits compared to other fuel credit cards
Additional Info
Many users have reported issues with redeeming Fuel Points at IndianOil outlets.
A maximum of 2,000 Fuel Points can be earned in a month.
Excluded Categories
Partner Merchants
Fees & Charges
Eligibility
Networks
Fee Waiver
Annual Fee Waiver on Spends of ₹2.75 Lakh