Bank of Baroda
BOBCARD Cashback Credit Card
rupayclassiccreditshoppingonline
Annual Fee
₹499
Base Reward
1% cashback
4.6/5
Welcome Benefits
N/A
Product Highlights
- 5% cashback on eligible online spends
- 1% cashback on all other spends
- 1% fuel surcharge waiver across India
Category Rewards
shopping
5% Cashback on Online Spending
5%
Rewards Details
5% Cashback on Online Spending Up to ₹1,500/Month and Unlimited 1% Cashback on Everything Else
Redemption
Cashback will be Automatically Added to Cardholders’ Next Month’s Statement
Benefits & Features
N/A
Pros & Cons
Pros
- Simple-to-understand reward structure
- 5% cashback on online purchases
Cons
- No complimentary airport lounge access
Additional Info
Cashback capped at ₹1,500 per month for online purchases
Excluded Categories
fuelgovernmentrentinsurance
Fees & Charges
Annual Fee₹499
Joining Fee₹499 + GST
Interest Rate3.75% per month
Cash Advance2.5% or ₹500, Whichever is Higher
Eligibility
Networks
rupay