AU Vetta Credit Card
AU Small Finance Bank
Annual Fee
₹2,999
Joining Fee
₹2,999 + GST
Base Reward
2% points
Foreign Markup
2.99% of the transaction amount
Fee Waiver
Joining fee waived off on expenditure of ₹40,000 within 90 days of card setup, renewal fee waived off on expenditure of ₹1.5 lakh in the preceding year
Interest Rate
3.75% per month
Product Highlights
- 4 Reward Points per ₹100 on grocery and departmental store spends
- 2 Reward Points per ₹100 on all other retail spends
- 1 Reward Point per ₹100 on utility bill payments
- 500 Bonus Reward Points on retail spends of ₹50,000 in a calendar quarter
- 1,000 Bonus Reward Points on completing one retail transaction on your birthday
Rewards
4 Reward Points per ₹100 on grocery and departmental store spends, 2 Reward Points per ₹100 on all other retail spends, and 1 Reward Point per ₹100 on utility bill payments.
Redemption
1 Reward Point = ₹0.25 against e-vouchers, merchandise, mobile/DTH recharges, flight/hotel bookings on AU Rewardz portal
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
grocery | 4%(4 Reward Points per ₹100) | No cap |
other | 2%(2 Reward Points per ₹100) | No cap |
utilities | 1%(1 Reward Point per ₹100) | No cap |
Benefits & Features
Domestic: One Free Visit Each Quarter (Spending ₹20,000 or More Each Quarter) International: One Free Visit Each Quarter (Complimentary Priority Pass membership) Complimentary lounge visits applicable for primary as well as add-on cardholders.
Fees & Charges
Eligibility
Available Networks
Pros & Cons
Pros
- Complimentary domestic and international airport lounge access
- Comprehensive insurance cover
- 24×7 dedicated concierge service
Cons
- No Reward Points on fuel purchases
- Joining fee of ₹2,999
Additional Info
Excluded Categories