AU Small Finance Bank
AU Vetta Credit Card
Annual Fee
₹2,999
Base Reward
2% points
Foreign Markup
2.99% of the transaction amount
Product Highlights
- 4 Reward Points per ₹100 on grocery and departmental store spends
- 2 Reward Points per ₹100 on all other retail spends
- 1 Reward Point per ₹100 on utility bill payments
- 500 Bonus Reward Points on retail spends of ₹50,000 in a calendar quarter
- 1,000 Bonus Reward Points on completing one retail transaction on your birthday
Category Rewards
grocery
4 Reward Points per ₹100
4 Reward Points per ₹100
other
2 Reward Points per ₹100
2 Reward Points per ₹100
utilities
1 Reward Point per ₹100
1 Reward Point per ₹100
Fee Waiver
Joining fee waived off on expenditure of ₹40,000 within 90 days of card setup, renewal fee waived off on expenditure of ₹1.5 lakh in the preceding year
Rewards Details
4 Reward Points per ₹100 on grocery and departmental store spends, 2 Reward Points per ₹100 on all other retail spends, and 1 Reward Point per ₹100 on utility bill payments.
- 1 Reward Point = ₹0.25 against e-vouchers, merchandise, mobile/DTH recharges, flight/hotel bookings on AU Rewardz portal
Benefits & Features
Domestic: One Free Visit Each Quarter (Spending ₹20,000 or More Each Quarter) International: One Free Visit Each Quarter (Complimentary Priority Pass membership) Complimentary lounge visits applicable for primary as well as add-on cardholders.
Pros & Cons
Pros
- Complimentary domestic and international airport lounge access
- Comprehensive insurance cover
- 24×7 dedicated concierge service
Cons
- No Reward Points on fuel purchases
- Joining fee of ₹2,999
Additional Info
Excluded Categories
Fees & Charges
Eligibility
Networks
Fee Waiver
Joining fee waived off on expenditure of ₹40,000 within 90 days of card setup, renewal fee waived off on expenditure of ₹1.5 lakh in the preceding year