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IndiGo Axis Bank Credit Card

Axis Bank

IndiGo Axis Bank Credit Card

visaclassiccredittravelshopping

Annual Fee

₹799

Base Reward

1% air miles

Foreign Markup

3.5%

4.4/5

Welcome Benefits

1,200 IndiGo BluChips welcome voucher

Product Highlights

  • Entry-level variant among IndiGo co-branded cards
  • Accelerated rewards on IndiGo bookings
  • Quarterly domestic lounge visit
  • Travel benefits with IndiGo
  • 5% CashBack on IndiGo bookings

Category Rewards

travel

3 IndiGo BluChips Per ₹100 Spent On IndiGo Channels

3 IndiGo BluChips Per ₹100 Spent On IndiGo Channels

grocery

2 IndiGo BluChips Per ₹100 Spent On Grocery & Dining

2 IndiGo BluChips Per ₹100 Spent On Grocery & Dining

other

1 IndiGo BluChip Per ₹100 Spent On All Other Eligible Spends

1 IndiGo BluChip Per ₹100 Spent On All Other Eligible Spends

Merchant-Specific Rewards

1 pt ≈ ₹0.25–₹0.50
IndiGo

IndiGo

online

3 IndiGo BluChips Per ₹100 Spent

Rewards Details

3 IndiGo BluChips per ₹100 spent on IndiGo channels, 2 IndiGo BluChips per ₹100 spent on grocery & dining categories, 1 IndiGo BluChip per ₹100 spent on all other eligible spends.

Reward Points — Redemption Value
  • IndiGo BluChips can be redeemed on IndiGo flights.

Benefits & Features

Domestic: 1 Domestic Lounge Visit Per Quarter (Spend-based access) Domestic lounge access is spend-based with this card.

Pros & Cons

Pros

  • Affordable credit card with a joining and annual fee of ₹799 + GST
  • Earns BluChips on spends for frequent IndiGo travelers
  • 5% CashBack on IndiGo bookings
  • Welcome voucher of ₹1,200

Cons

  • Domestic airport lounge access is spend-based
  • No international airport lounge access

Additional Info

Excluded Categories

Government ServicesInsurance ServicesUtility ServicesRental PaymentsWalletFuelJewelry

Partner Merchants

IndiGo

Fees & Charges

Annual Fee₹799
Joining Fee₹1,200 Voucher
Foreign Markup3.5%
Interest Rate3.75% per month
Cash Advance2.5% of transaction amount (Minimum ₹500)

Eligibility

Networks

visamastercardrupay
IndiGo Axis Bank Credit Card — Benefits, Rewards & Fees | Ri8Lane | Ri8Lane