IndusInd Bank
IndusInd Intermiles Voyage Visa Credit Card
Annual Fee
₹2,360₹2,000 + GSTBase Reward
2% miles
Foreign Markup
3.5% on the conversion amount
Welcome Benefits
2,000 bonus InterMiles, flight discount voucher worth ₹750 & hotel discount voucher worth ₹1,500.
Product Highlights
- 2,000 bonus InterMiles along with a discount voucher worth ₹750 on flights and a discount voucher worth ₹1,500 on hotel bookings.
- 2 InterMiles on every ₹100 spent on weekdays.
- 3 InterMiles on every ₹100 spent on weekends.
- 2x bonus InterMiles on every ₹100 spent on flight and hotel bookings.
- 2.5x bonus InterMiles on every ₹100 spent on Etihad Airways.
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
intermiles
intermiles.com / interbook.intermiles.com — Weekend
intermiles
intermiles.com / interbook.intermiles.com — Weekday
Reward Calculator
Costs you ₹1,460/year
Break-even needs ~₹41,956/month at your reward mix.
₹16K
across all your buckets
3.6K
InterMiles
₹900
via statement credit · ₹0.25/pt
Effective rate
0.47%
Annual fee
₹2,360
Year 1 net
₹-1,460
Year 2+ net
₹-1,460
ongoing
Adjust your spend by reward bucket
3 bucketsSurcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Foreign exchange markup
3.5%Charged on every international (non-INR) transaction
Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
Earn 2 InterMiles per ₹100 spent on weekdays, 3 InterMiles per ₹100 spent on weekends & 2x InterMiles on flight/hotel bookings on intermiles.com.
- InterMiles can be redeemed against flight and hotel bookings at www.intermiles.com and against shopping vouchers at rewardstore.intermiles.com.
Benefits & Features
Complimentary Priority Pass Membership & several travel insurance covers.
Pros & Cons
Pros
- 2,000 bonus InterMiles on joining.
- 1+1 offer on movie ticket bookings with BookMyShow.
- Complimentary Priority Pass membership.
- 1% fuel surcharge waiver on transactions between ₹400 to ₹4,000.
Cons
- No spend-based waiver on annual fee.
- No rewards on fuel transactions.
Additional Info
Excluded Categories
Partner Merchants
Ready to apply?
Apply directly on the bank's official website. Quick approval, no hidden steps.
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Fees & Charges
Eligibility
Min Age
18 yrs
Networks