SBI Card
Lifestyle Home Centre SBI Card
rupayclassiccreditshoppingonline
Annual Fee
₹499
Base Reward
5% points
Foreign Markup
3.5% of the transaction amount
4.5/5
Welcome Benefits
2,000 bonus reward points worth Rs. 500 on card activation and Rs. 100 cash back on your first ATM cash withdrawal within 30 days of card activation.
Product Highlights
- 2,000 bonus reward points worth ₹500 on card activation
- 5 Reward Points on every ₹100 spent at Online & Retail Landmark Stores, Dining & Movies
- 1 Reward point on every ₹100 spent on other retail purchases
- 8,000 bonus Reward Points on spending ₹2 Lakh or more in a year
- 1% fuel surcharge waiver
Category Rewards
shopping
5 Reward Points on every ₹100 spent
5 Reward Points on every ₹100 spent
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
Lifestyle
offline
5 Reward Points
Home Centre
offline
5 Reward Points
Max
offline
5 Reward Points
Spar
offline
5 Reward Points
Rewards Details
5 Reward Points on every ₹100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies. Earn 1 Reward point on ₹100 spent on other retail purchases (except Fuel).
Reward Points — Redemption Value
- Redeem Reward Points instantly at Lifestyle, Home Centre and Max stores (1 Landmark Reward = ₹0.60).
Benefits & Features
1% fuel surcharge waiver for fuel transactions between ₹500 to ₹3,000, capped at ₹100 per statement cycle.
Pros & Cons
Pros
- High reward points on shopping at Landmark Stores
- Bonus reward points on card activation
- Fuel surcharge waiver
Cons
- No reward points on fuel transactions
- Annual fee applies
Additional Info
Important note 1
Note 2
Excluded Categories
fuel
Partner Merchants
LifestyleHome CentreMaxSpar
Fees & Charges
Annual Fee₹499
Joining Fee₹499 + GST
Foreign Markup3.5% of the transaction amount
Interest Rate3.5% per month
Cash Advance2.5% of amount, min ₹500
Redemption Fee₹99 per redemption request.
Eligibility
Min Age
21 yrs
Networks
rupayvisamastercard