RBL Bank
RBL Bank Edition Credit Card
Annual Fee
₹2,360₹2,000 + GSTBase Reward
1% points
Foreign Markup
1.5% + GST
Welcome Benefits
Complimentary Zomato pro membership.
Product Highlights
- Complimentary Zomato Pro membership which automatically gets renewed every year.
- 10 Edition Cash per Rs. 100 spent on Zomato and Blinkit.
- 1 Edition Cash per Rs. 100 spent on all other spends.
- 2,000 bonus Edition Cash on spending Rs. 5,00,000 in an anniversary year.
- Lower international transaction fee of 1.5%.
Category Rewards
dining
10 Edition Cash on Zomato
10X
Specialty
1 Edition Cash on all other spends
1X
Fee Waiver
Spend Rs. 4,00,000 in the previous year and get a waiver on the annual fee.
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
Zomato
10X Edition Cash on Zomato & Blinkit
Blinkit
10X Edition Cash on Zomato & Blinkit
Reward Calculator
Earns ₹2,440/year (net)
Modest gain. Solid hold if you like the perks.
₹13K
across all your buckets
4.8K
Edition Cash
₹4.8K
via standard
Effective rate
3.08%
Annual fee
₹2,360
Year 1 net
+₹2,440
Year 2+ net
+₹2,440
ongoing
Adjust your spend by reward bucket
2 bucketsSurcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Foreign exchange markup
1.5%Charged on every international (non-INR) transaction
Excluded from rewards
fuel, wallet, rent, emi, cash advance, government
Fuel surcharge waiver (good news)
1%on ₹500–₹4,000 fuel txns · capped at ₹100/cycle
Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
10 Edition Cash per Rs. 100 spent on Zomato and Blinkit. 1 Edition Cash per Rs. 100 spent on all other spends.
- 1 Edition Cash = Re. 1.
Benefits & Features
Domestic: 2 complimentary domestic lounge visits per quarter. (Available with the card.) International: 2 complimentary international lounge visits per year. (Available from year 2 onwards.) Complimentary access to domestic and international lounges.
Pros & Cons
Pros
- High reward rate of 10 Edition Cash on Zomato and Blinkit.
- Complimentary lounge access.
- Buy one movie ticket, get one free on BookMyShow.
Cons
- Annual fee of ₹2,000.
- Higher foreign transaction markup compared to some cards.
Partner Merchants
Ready to apply?
Apply directly on the bank's official website. Quick approval, no hidden steps.
Apply NowOfficial bank website · Secure
Fees & Charges
Eligibility
Min Age
21 yrs
Networks
Fee Waiver
Spend Rs. 4,00,000 in the previous year and get a waiver on the annual fee.