Axis Bank Privilege Credit Card

visabasiccredittravelshopping

Annual Fee

₹1,500

Base Reward

1% points

Foreign Markup

3.5% + GST

4.4/5

Welcome Benefits

12,500 EDGE Reward Points Worth ₹2,500

Product Highlights

Lifetime free for priority banking customers
10 EDGE Points for every ₹200 spent
Complimentary domestic lounge access

Category Rewards

dining

10 EDGE Points/₹200 Spent

other

Up to 15% discount at partner restaurants

Fee Waiver

Waiver of Renewal Fee on Spends of ₹5 Lakh or More

Rewards Details

Earn 10 EDGE Points for every ₹200 spent. Up to 15% discount at partner restaurants and Buy One Get One on movie tickets via District by Zomato.

Reward Points — Redemption Value

1 EDGE Point = ₹0.20 Against a Variety of Products and Vouchers

Benefits & Features

Domestic: 2 Free Visits Each Quarter (Spends of ₹50,000 or More in the Previous Three Months) Complimentary domestic lounge access every year.

Pros & Cons

Pros

Welcome benefits valued at ₹2,500
Up to 15% discount at partner restaurants
Buy One Get One on movie tickets

Cons

No international lounge access
Certain categories do not earn rewards

Additional Info

Excluded Categories

fuelgovernment servicesutilitieseducationwalletinsurancegold

Partner Merchants

District by Zomato

Fees & Charges

Annual Fee₹1,500

Joining Fee₹1,500 + GST

Fee WaiverWaiver of Renewal Fee on Spends of ₹5 Lakh or More

Foreign Markup3.5% + GST

Interest Rate3.75% Per Month (55.55% Per Annum)

Cash Advance₹500 or 2.5% of the Amount Withdrawn (Whichever is Higher)

Eligibility

Min Age

18 yrs

Salaried

₹6.0L+

Networks

visamastercardrupay

Fee Waiver

Waiver of Renewal Fee on Spends of ₹5 Lakh or More