American Express Platinum Charge Card
American Express
Annual Fee
₹66,000
Joining Fee
₹66,000 + GST
Base Reward
0.03% points
Foreign Markup
3.5% of the transaction amount
Interest Rate
3.5% per month
Welcome Benefits
Vouchers Worth ₹60,000 from Taj Hotels, Luxe Gift Card, or The Postcard Hotels & Resorts
Product Highlights
- No preset credit limit.
- 24×7 global concierge service.
- Up to 50% off at over 1800 premium restaurants in India.
- Access to over 1,400 airport lounges globally.
- Earn 10,000 Referral Bonus Membership Rewards Points on spending ₹5,000 within 90 days of card issuance.
Rewards
1 MR Point for every ₹40 spent domestically, 3X MR Points on international spends, and 5X MR Points via AmEx Reward Multiplier.
Redemption
Membership Rewards Points can be redeemed against dining, travel, and accessories on AmEx’s Membership Rewards Redemption portal.
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
travel | 0.08%(5X MR Points Via AmEx Reward Multiplier) | No cap |
shopping | 0.03%(1 MR Point/₹40 Spent Domestically) | No cap |
Benefits & Features
Domestic: Unlimited Free Airport Lounge Access International: Access to Over 1,550 Airport Lounges Globally Unlimited complimentary domestic lounge access to partner lounges in India.
Fees & Charges
Eligibility
Available Networks
Pros & Cons
Pros
- Complimentary domestic and international lounge access.
- Up to 50% off on partner restaurants.
Cons
- High annual fee of ₹66,000.
- No waiver of the annual fees.
Additional Info
Accelerated Reward Points are capped at 5,000 points each month.
Excluded Categories