
SBI Card
Titan SBI Credit Card
Annual Fee
₹2,999
Base Reward
6% points
Foreign Markup
3.5% of the Transaction Amount
Welcome Benefits
12,000 Reward Points (Worth ₹3,000)
Product Highlights
- Exclusive discounts on Titan brands
- Free international and domestic lounge access
Category Rewards
shopping
7.5% Cashback on Titan Brands
7.5% Cashback on Titan Brands
other
6 Reward Points/₹100 Spent for All Non-Titan Spends
6 Reward Points/₹100 Spent for All Non-Titan Spends
Fee Waiver
Spend-Based Waiver On Spends of ₹3 Lakh
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50World of Titan
offline(₹10,000/Per Quarter)
Taneira
offline(₹10,000/Per Quarter)
Titan Eye+
offline(₹10,000/Per Quarter)
Helios
offline(₹10,000/Per Quarter)
Fastrack
offline(₹10,000/Per Quarter)
Skinn
offline(₹10,000/Per Quarter)
Irth
offline(₹10,000/Per Quarter)
Sonata
offline(₹10,000/Per Quarter)
Caratlane
offline(₹10,000/Per Quarter)
Mia
offline(₹10,000/Per Quarter)
Zoya
offline(₹10,000/Per Quarter)

Tanishq
offline(₹25,000/Per Quarter)
Rewards Details
Earn up to 7.5% cashback on World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth & Sonata. All non-Titan expenditures shall get 6 Reward Points per ₹100 spent.
- Redeem for a Wide Range of Titan Vouchers
Benefits & Features
Domestic: 8 Visits in a Year (Max 2 Each Quarter) International: 4 Visits in a Year (Max 2 Each Quarter) Free Lounge Access with Priority Pass Membership
Pros & Cons
Pros
- Ideal for high net worth individuals
- Offers savings at premium Titan brands
- Milestone benefits available
Cons
- No dining or movie benefits
- Focused mainly on Titan purchases
Additional Info
Cashback is usually transferred within 2 days of statement generation.
Cashback earned shall not expire.
Excluded Categories
Partner Merchants
Fees & Charges
Eligibility
Networks
Fee Waiver
Spend-Based Waiver On Spends of ₹3 Lakh