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Titan SBI Credit Card

SBI Card

Titan SBI Credit Card

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Annual Fee

₹2,999

Base Reward

6% points

Foreign Markup

3.5% of the Transaction Amount

4.4/5

Welcome Benefits

12,000 Reward Points (Worth ₹3,000)

Product Highlights

  • Exclusive discounts on Titan brands
  • Free international and domestic lounge access

Category Rewards

shopping

7.5% Cashback on Titan Brands

7.5% Cashback on Titan Brands

other

6 Reward Points/₹100 Spent for All Non-Titan Spends

6 Reward Points/₹100 Spent for All Non-Titan Spends

Fee Waiver

Spend-Based Waiver On Spends of ₹3 Lakh

Merchant-Specific Rewards

1 pt ≈ ₹0.25–₹0.50
World of Titan

World of Titan

offline(₹10,000/Per Quarter)

7.5% Cashback
Taneira

Taneira

offline(₹10,000/Per Quarter)

7.5% Cashback
Titan Eye+

Titan Eye+

offline(₹10,000/Per Quarter)

7.5% Cashback
Helios

Helios

offline(₹10,000/Per Quarter)

7.5% Cashback
Fastrack

Fastrack

offline(₹10,000/Per Quarter)

7.5% Cashback
Skinn

Skinn

offline(₹10,000/Per Quarter)

7.5% Cashback
Irth

Irth

offline(₹10,000/Per Quarter)

7.5% Cashback
Sonata

Sonata

offline(₹10,000/Per Quarter)

7.5% Cashback
Caratlane

Caratlane

offline(₹10,000/Per Quarter)

5% Cashback
Mia

Mia

offline(₹10,000/Per Quarter)

5% Cashback
Zoya

Zoya

offline(₹10,000/Per Quarter)

5% Cashback
Tanishq

Tanishq

offline(₹25,000/Per Quarter)

3% Gift Voucher

Rewards Details

Earn up to 7.5% cashback on World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth & Sonata. All non-Titan expenditures shall get 6 Reward Points per ₹100 spent.

Reward Points — Redemption Value
  • Redeem for a Wide Range of Titan Vouchers

Benefits & Features

Domestic: 8 Visits in a Year (Max 2 Each Quarter) International: 4 Visits in a Year (Max 2 Each Quarter) Free Lounge Access with Priority Pass Membership

Pros & Cons

Pros

  • Ideal for high net worth individuals
  • Offers savings at premium Titan brands
  • Milestone benefits available

Cons

  • No dining or movie benefits
  • Focused mainly on Titan purchases

Additional Info

Cashback is usually transferred within 2 days of statement generation.

Cashback earned shall not expire.

Excluded Categories

fuelwallet reloadsproperty rentalutilities

Partner Merchants

Titan

Fees & Charges

Annual Fee₹2,999
Joining Fee₹2,999 + GST
Fee WaiverSpend-Based Waiver On Spends of ₹3 Lakh
Foreign Markup3.5% of the Transaction Amount
Interest Rate3.75% Per Month (45% Per Annum)
Cash Advance2.5% or a Minimum of Rs. 500

Eligibility

Networks

rupay