IndusInd Bank
IndusInd Bank Platinum RuPay Credit Card
rupayplatinumcreditshoppingonline
Annual Fee
FREE
Base Reward
2% points
Foreign Markup
3.5%
4.6/5
Welcome Benefits
N/A
Product Highlights
- Lifetime free credit card
- UPI enabled for quick transactions
Rewards Details
Earn 2 Reward Points for every Rs. 100 spent on UPI transactions. Earn 1 Reward Point for every Rs. 100 spent on non-UPI transactions.
Reward Points — Redemption Value
- 1 RP = Rs 0.35.
Benefits & Features
1% Fuel Surcharge Waiver (Rs. 40 Monthly & Rs. 480 Annually)
Pros & Cons
Pros
- Lifetime free credit card with no annual or renewal charges
- Can be linked to UPI apps like Google Pay, Paytm
Cons
- No lounge access
- No dining/movie benefits
Additional Info
This card does not provide any lounge access or dining/movie benefits.
Excluded Categories
fuelrent
Fees & Charges
Annual FeeFREE
Joining FeeNil
Foreign Markup3.5%
Interest Rate3.95% per month
Cash Advance2.5% of the Total Transaction Amount or Rs. 300 Minimum
Redemption Fee₹100
Eligibility
Networks
rupay