Axis Bank
Axis Bank Pride Platinum Credit Card
Annual Fee
₹590₹500 + GSTBase Reward
0.4% points
Foreign Markup
3.5% of the transaction value.
Welcome Benefits
N/A
Product Highlights
- Personalized Pride card with Indian Tricolor shades.
- Dedicated 4th line for Indian Navy, Army, or Air Force.
- No joining fee charged.
- 15% off on dining at all partner restaurants in India.
- Earn 4 EDGE reward points per ₹200 spent.
- Renewal fee waiver if you spend ₹20,000 or more in the last year.
Category Rewards
dining
4 EDGE Points per ₹200 spent
4 pts/₹200
Fee Waiver
Waiver on spending ₹20,000 or more in the preceding year
Reward Calculator
Earns ₹610/year (net)
Modest gain. Solid hold if you like the perks.
₹25K
across all your buckets
6K
Axis EDGE Reward Points
₹1.2K
via edge catalogue · ₹0.2/pt
Effective rate
0.40%
Annual fee
₹590
Year 1 net
+₹610
Year 2+ net
+₹610
ongoing
Adjust your spend by reward bucket
1 bucketsSurcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Rent payment surcharge
1%Charged on every rent transaction via CRED / NoBroker / Magicbricks / etc.
Wallet load surcharge
1%Kicks in after ₹10,000 cumulative wallet loads/cycle (Paytm, PhonePe, Mobikwik)
Utility payment surcharge
1%Kicks in after ₹25,000 cumulative utility spends/cycle
Foreign exchange markup
3.5%Charged on every international (non-INR) transaction
Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
Earn 4 EDGE Points for every ₹200 spent. Enjoy a minimum of 15% off at partner restaurants across India.
- 1 RP = ₹0.20 for redemption against a variety of options available at the Edge Rewards website.
Benefits & Features
Domestic: N/A International: N/A N/A
Pros & Cons
Pros
- Lifetime free card
- 4 EDGE Points for every ₹200 spent
- 15% off at partner restaurants
- No reward redemption fee
Cons
- Annual fee of ₹250 from the second year
- Limited to dining rewards
Additional Info
Token of respect for the Indian Armed Forces
Add-on cards available for family members 18 years of age or above
Partner Merchants
Ready to apply?
Apply directly on the bank's official website. Quick approval, no hidden steps.
Apply NowOfficial bank website · Secure
Fees & Charges
Eligibility
Networks
Fee Waiver
Waiver on spending ₹20,000 or more in the preceding year