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Flipkart SBI Credit Card
SBI Card
shopping
Annual Fee
₹500
Joining Fee
₹500 + GST
Base Reward
1% cashback
Foreign Markup
3.5%
Fee Waiver
Annual Charges are Reversed on Spends of ₹3.5 Lakh
Interest Rate
3.75% Per Month (45% Annually)
Welcome Benefits
Flipkart Gift Card Worth ₹250
Product Highlights
- Affordable joining fee of ₹500 + GST
- High cashback on popular platforms
Rewards
5% Cashback for Spends on Flipkart and Cleartrip, 7.5% Cashback for Myntra Spends, and 4% Cashback for Spends on Other Partners, Such as Zomato, Netmeds, PVR, and Uber.
Redemption
Cashback is Credited Against Statement
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Flipkart | 5% Cashback(Quarterly Cashback Limit of ₹4,000) | online |
| Cleartrip | 5% Cashback(Quarterly Cashback Limit of ₹4,000) | online |
| Myntra | 7.5% Cashback(Quarterly Cashback Limit of ₹4,000) | online |
| Zomato | 4% Cashback(Quarterly Cashback Limit of ₹4,000) | online |
| Netmeds | 4% Cashback(Quarterly Cashback Limit of ₹4,000) | online |
| PVR | 4% Cashback(Quarterly Cashback Limit of ₹4,000) | online |
| Uber | 4% Cashback(Quarterly Cashback Limit of ₹4,000) | online |
Benefits & Features
1% Waiver on Fuel Transactions Between ₹500 and ₹4,000
Fees & Charges
Annual Fee₹500
Joining Fee₹500 + GST
Fee WaiverAnnual Charges are Reversed on Spends of ₹3.5 Lakh
Foreign Markup3.5%
Interest Rate3.75% Per Month (45% Annually)
Cash Advance2.5% or ₹500 (Whichever is Higher)
Eligibility
Available Networks
mastercardvisa
Pros & Cons
Pros
- Affordable joining and renewal charge of ₹500 + GST
- Attractive welcome benefits
- Straightforward cashback
Cons
- No airport lounge access
- No renewal benefits
- Not available on RuPay network
Additional Info
Excluded Categories
fuelrent
Partner Merchants
FlipkartMyntraCleartripZomatoNetmedsPVRUber