Axis Bank
Axis Bank Freecharge Credit Card
visaclassiccreditshoppingonline
Annual Fee
₹250
Base Reward
1% cashback
Foreign Markup
3.5% of the transacted amount
4.4/5
Welcome Benefits
N/A
Product Highlights
- Get the virtual credit card instantly on the Freecharge app.
- Welcome gift vouchers worth up to ₹700.
- Earn 1% cashback on all your spends.
- 5% cashback on your spends on the Freecharge app.
Category Rewards
shopping
1% CashBack
1%
other
5% CashBack on Freecharge
5%
Fee Waiver
Waived on ₹50,000 annual spend
Merchant-Specific Rewards
Freecharge
5% CashBack
5%
Rewards Details
Earn 1% cashback on all spends and 5% cashback on spends on the Freecharge app.
Redemption
1 EDGE Reward Point = ₹0.20 against statement
Benefits & Features
Up to ₹100 credit every month on Shuttl.
Pros & Cons
Pros
- Low joining fee of ₹250
- 5% cashback on Freecharge app
- 1% cashback on all other spends
- Waiver of annual fee on ₹50,000 spend
Cons
- No lounge access
- Limited to Freecharge app for higher cashback
- No insurance benefits
Additional Info
Important note 1
Note 2
Excluded Categories
fuelrent
Partner Merchants
Freecharge
Fees & Charges
Annual Fee₹250
Joining Fee₹250 + GST
Fee WaiverWaived on ₹50,000 annual spend
Foreign Markup3.5% of the transacted amount
Interest Rate3.6% per month
Cash Advance3.5% of the amount withdrawn or ₹250 (whichever is higher)
Eligibility
Min Age
21 yrs
Networks
visa
Fee Waiver
Waived on ₹50,000 annual spend