RBL Bank Icon Credit Card

visaplatinumcredittravelshopping

Annual Fee

₹5,000

Base Reward

2% points

Foreign Markup

3.5% on all international transactions

4.1/5

Welcome Benefits

20,000 Reward Points

Product Highlights

20,000 bonus reward points as welcome benefits
Complimentary golf games & lessons
Complimentary lounge access

Category Rewards

travel

20 Reward Points on International Transactions

dining

20 Reward Points on Weekend Dining

shopping

2 Reward Points on Retail Transactions

Rewards Details

Earn 20 Reward Points on every ₹100 spent on international transactions and dining on weekends. Earn 2 Reward Points on every ₹100 spent on retail transactions.

Reward Points — Redemption Value

1 RP = ₹0.25 against hotels and flights booking, vouchers, gifts, recharge, shopping, lifestyle products, etc.

Benefits & Features

Domestic: 2 Free Visits per quarter (Spends of ₹35,000 or More in the Previous Quarter) International: Complimentary Priority Pass membership (N/A) Access to domestic lounges with specified spending criteria.

Pros & Cons

Pros

High reward points on international transactions
Complimentary lounge access
Golf benefits

Cons

High annual fee
No rewards on fuel transactions

Additional Info

Maximum reward points under international transactions & dining category capped at 2,000 RPs per month for each category.

Excluded Categories

fuel

Partner Merchants

BookMyShow

Fees & Charges

Annual Fee₹5,000

Joining Fee₹5,000 + GST

Foreign Markup3.5% on all international transactions

Interest Rate3.99% Per Month (47.88% Per Annum)

Cash Advance2.5% (minimum ₹500)

Redemption Fee₹99 + GST

Eligibility

Networks

visamastercardrupay