RBL Bank Icon Credit Card
RBL Bank
Annual Fee
₹5,000
Joining Fee
₹5,000 + GST
Base Reward
2% points
Foreign Markup
3.5% on all international transactions
Interest Rate
3.99% Per Month (47.88% Per Annum)
Welcome Benefits
20,000 Reward Points
Product Highlights
- 20,000 bonus reward points as welcome benefits
- Complimentary golf games & lessons
- Complimentary lounge access
Rewards
Earn 20 Reward Points on every ₹100 spent on international transactions and dining on weekends. Earn 2 Reward Points on every ₹100 spent on retail transactions.
Redemption
1 RP = ₹0.25 against hotels and flights booking, vouchers, gifts, recharge, shopping, lifestyle products, etc.
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
travel | 20%(20 Reward Points on International Transactions) | No cap |
dining | 20%(20 Reward Points on Weekend Dining) | No cap |
shopping | 2%(2 Reward Points on Retail Transactions) | No cap |
Benefits & Features
Domestic: 2 Free Visits per quarter (Spends of ₹35,000 or More in the Previous Quarter) International: Complimentary Priority Pass membership (N/A) Access to domestic lounges with specified spending criteria.
Fees & Charges
Eligibility
Available Networks
Pros & Cons
Pros
- High reward points on international transactions
- Complimentary lounge access
- Golf benefits
Cons
- High annual fee
- No rewards on fuel transactions
Additional Info
Maximum reward points under international transactions & dining category capped at 2,000 RPs per month for each category.
Excluded Categories