HSBC
HSBC RuPay Platinum Credit Card
rupayplatinumcreditshopping
Annual Fee
FREE
Base Reward
1.33% points
Foreign Markup
3.5%
4.5/5
Welcome Benefits
₹500 Cashback on Logging in to the HSBC India Mobile Banking App and 2 Month EazyDiner Membership
Product Highlights
- Lifetime free credit card
- Earn 2 Reward Points for every ₹150 spent
Rewards Details
Earn 2 Reward Points for every ₹150 spent. Reward Points can be transferred to several hotel and airline partners such as Air India, Marriott, Air France, and Accor.
Reward Points — Redemption Value
- Transfer Reward Points to Various Hotel/Airline Partners
Benefits & Features
Surcharge Waiver Up to ₹3,500 Each Year
Pros & Cons
Pros
- Lifetime free credit card with zero joining and annual charges
Cons
- Lacks milestone benefits compared to HSBC Visa Platinum Credit Card
Additional Info
Excluded Categories
utilitiestax paymentsreal estatenon-financial institutionsmoney transfersjewelry purchasesinsurancefuelfinancial institutionse-wallet loadingbail and bond paymentseducationgovernment services
Partner Merchants
Air IndiaMarriottAir FranceAccor
Fees & Charges
Annual FeeFREE
Joining FeeLifetime Free
Foreign Markup3.5%
Interest Rate3.75% Per Month (45% Per Annum)
Cash Advance2.5% of the Advance Amount, Subject to a Minimum of ₹500
Eligibility
Min Age
18 yrs
Salaried
₹4.0L+
Networks
rupay