Axis Bank
Axis Bank Freecharge Plus Credit Card
visaclassiccreditshopping
Annual Fee
₹350
Base Reward
1% cashback
Foreign Markup
3.5% on all foreign currency spends.
4.5/5
Welcome Benefits
N/A
Product Highlights
- Unlimited 5% cash back on all Freecharge spends.
- 2% cashback on local commute.
- Up to 20% discount on dining.
- Spend-based waiver of the renewal fee.
- 1% fuel surcharge waiver on all fuel transactions.
Category Rewards
shopping
5% CashBack on Freecharge
5%
Fee Waiver
Waived on ₹50,000 annual spend
Merchant-Specific Rewards
Freecharge
5% CashBack
5%
Rewards Details
Earn 5% cashback on all spends via Freecharge, 2% cashback on local commutes through Ola, Uber, etc., and 1% cashback on all other retail spends.
Redemption
Edge Reward Points can be redeemed at a rate of 1 RP = ₹0.20.
Benefits & Features
Get 20% off up to ₹500 on dining.
Pros & Cons
Pros
- 5% cashback on Freecharge spends.
- 2% cashback on local commutes.
- 20% discount on dining.
- Renewal fee waived on ₹50,000 annual spend.
Cons
- Cashback not applicable on transactions below ₹100.
- No cashback on fuel purchases, wallet reloads, cash withdrawals, EMI purchases, gift cards, jewellery purchases, and rental payments.
Additional Info
Excluded Categories
fuelwallet reloadsrent
Partner Merchants
Freecharge
Fees & Charges
Annual Fee₹350
Joining FeeNil
Fee WaiverWaived on ₹50,000 annual spend
Foreign Markup3.5% on all foreign currency spends.
Interest Rate3.6% per month
Cash Advance2.5% of the withdrawn amount or ₹500 (whichever is higher)
Eligibility
Min Age
21 yrs
Networks
visamastercardrupay
Fee Waiver
Waived on ₹50,000 annual spend