Axis Bank
Axis Bank Neo Credit Card
Annual Fee
FREE
Base Reward
0.1% points
Foreign Markup
3.5% on all foreign currency transactions
Welcome Benefits
100% Cashback Up to ₹300 on First Utility Bill Payment
Product Highlights
- 1 EDGE REWARD point on every ₹200 spent on this card.
- Get 40% off on Zomato food delivery with an Axis Bank Neo Credit Card.
- Get 15% off on dining at partner restaurants.
Category Rewards
shopping
0.10% on all eligible spends
0.10% on all eligible spends
dining
10% off on dining
10% off on dining
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
Zomato
online(Max ₹120 per order, twice a month)
Myntra
online(Min shopping of ₹999)
BookMyShow
online(Max ₹100 per month)
Blinkit
online(Up to ₹250 off on min spends of ₹750, once a month)
Paytm
online(Max ₹150 per month)
Rewards Details
1 EDGE REWARD Point for every ₹200 spent on all eligible spends. 10% off on movie tickets at BookMyShow. 40% off on food delivery with Zomato. 5% off on utility bill payments via Paytm.
- 1 Edge Reward Point = ₹0.20.
Benefits & Features
Domestic: N/A International: N/A N/A
Pros & Cons
Pros
- Get 10% off while booking movies with BookMyShow.
- Discount on Zomato and partner restaurants via the Axis Dining Delights program.
Cons
- No insurance benefits provided with this card.
- No access to international or domestic lounges at airports.
- Very poor reward rate of just 0.10%.
Additional Info
Important: The card offers a very low reward rate of just 0.10%.
The card is currently offered as a lifetime free option for a limited time.
No rewards are earned on fuel, utilities, insurance, EMI, wallet reloads, rent, government, and education transactions.
Excluded Categories
Partner Merchants
Fees & Charges
Eligibility
Min Age
18 yrs
Networks