rupayclassiccredit

Edge CSB Bank RuPay Credit Card

fintech

traveldiningshopping

Annual Fee

FREE

Joining Fee

Nil

Base Reward

0.4% cashback

Foreign Markup

3.5% on Each International Transaction

Interest Rate

3.5% Monthly and 42% Annually on Outstanding Amount

Welcome Benefits

₹250 Voucher from Top Brands

Product Highlights

Lifetime free credit card
2% cashback on selected category
Cashback awarded as Reward Points

Rewards

2% Cashback on Any One Selected Category: Shopping, Travel, or Dining. 0.4% Cashback on All Other UPI and Credit Cards Spends.

Redemption

5 Jewels (RPs) = ₹1

Category Rewards

Category	Reward Rate	Monthly Cap
shopping	2%(2% Cashback)	No cap
dining	2%(2% Cashback)	No cap
travel	2%(2% Cashback)	No cap

Benefits & Features

1% Waiver on Transactions Above ₹400 Upto ₹3,000

Fees & Charges

Annual FeeFREE

Joining FeeNil

Foreign Markup3.5% on Each International Transaction

Interest Rate3.5% Monthly and 42% Annually on Outstanding Amount

Eligibility

Available Networks

rupay

Pros & Cons

Pros

Choose preferred category for 2% cashback
Cashback on UPI spends through Jupiter app

Cons

0.4% cashback on other spends could be higher

Additional Info

Maximum cashback of ₹3,000 (15,000 Reward Points) can be earned in a month.

Excluded Categories

fuelgovernment servicesrent paymentsutility bill paymentswallet loadsgift or prepaid cardscash advancespayments towards outstanding balancescard feesEMI schemes

Partner Merchants

SwiggyAmazonFlipkartZomatoMyntra