HomeCredit Cardsixigo AU Credit Card
ixigo AU Credit Card

AU Small Finance Bank

ixigo AU Credit Card

visaclassiccredittravel

Annual Fee

FREE

Base Reward

5% points

Foreign Markup

Zero

4.4/5

Welcome Benefits

1000 RPs and ₹1,000 ixigo Money Voucher on First Transaction Within 30 days of Card Issuance

Product Highlights

  • Lifetime Free
  • Complimentary Railway Lounge Access

Merchant-Specific Rewards

1 pt ≈ ₹0.25–₹0.50
ixigo

ixigo

online

10 Reward Points/₹200 for Online Spends
ixigo

ixigo

offline

5 Reward Points/₹200 for Offline Spends

Rewards Details

Get 10 Reward Points/₹200 on online spends and 5 Reward Points/₹200 on offline spends. Save 10% on flight bookings, 10% on bus bookings, and 10% on hotel bookings through ixigo.

Reward Points — Redemption Value
  • Redeem Rewards at ixigo App or AU Rewardz

Benefits & Features

Domestic: 8 Per Year (Max of two each quarter on spends of ₹20,000 or more in a calendar quarter) International: 1 Per Year (Priority Pass to be Issued on Request) Complimentary Railway Lounge Access with valid train ticket

Pros & Cons

Pros

  • Lifetime free credit card
  • Access to railway lounges as well as domestic and international airport lounges

Cons

  • Mainly offers travel benefits
  • Dining and Golf benefits are not provided

Additional Info

Important note regarding eligibility for existing AU Credit Cardholders

A maximum of 10,000 Reward Points can be earned in a month.

Excluded Categories

fuelrenteducationgovernment transactionsjewelryrental paymentsinsurancewallet reload

Partner Merchants

ixigo

Fees & Charges

Annual FeeFREE
Joining FeeNil
Foreign MarkupZero
Interest Rate3.75% per month
Cash Advance2.5% of the Transaction Amount or ₹500 Whichever is Higher
Redemption Fee₹99 + GST

Eligibility

Min Age

21 yrs

Networks

visarupay
ixigo AU Credit Card — Benefits, Rewards & Fees | Ri8Lane | Ri8Lane