ixigo AU Credit Card
AU Small Finance Bank
Annual Fee
FREE
Joining Fee
Nil
Base Reward
5% points
Foreign Markup
Zero
Interest Rate
3.75% per month
Welcome Benefits
1000 RPs and ₹1,000 ixigo Money Voucher on First Transaction Within 30 days of Card Issuance
Product Highlights
- Lifetime Free
- Complimentary Railway Lounge Access
Rewards
Get 10 Reward Points/₹200 on online spends and 5 Reward Points/₹200 on offline spends. Save 10% on flight bookings, 10% on bus bookings, and 10% on hotel bookings through ixigo.
Redemption
Redeem Rewards at ixigo App or AU Rewardz
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| ixigo | 10 Reward Points/₹200 for Online Spends | online |
| ixigo | 5 Reward Points/₹200 for Offline Spends | offline |
Benefits & Features
Domestic: 8 Per Year (Max of two each quarter on spends of ₹20,000 or more in a calendar quarter) International: 1 Per Year (Priority Pass to be Issued on Request) Complimentary Railway Lounge Access with valid train ticket
Fees & Charges
Eligibility
Min Age
21 years
Max Age
60 years
Available Networks
Pros & Cons
Pros
- Lifetime free credit card
- Access to railway lounges as well as domestic and international airport lounges
Cons
- Mainly offers travel benefits
- Dining and Golf benefits are not provided
Additional Info
Important note regarding eligibility for existing AU Credit Cardholders
A maximum of 10,000 Reward Points can be earned in a month.
Excluded Categories