ICICI Bank
ICICI Bank VISA Signature Credit Card
visasignaturecreditshopping
Annual Fee
₹2,000
Base Reward
5% points
Foreign Markup
3.5% of the transaction amount
4.2/5
Welcome Benefits
30,000 hand-picked rewards
Product Highlights
- Up to 10 hand-picked rewards on every spend of ₹100.
- Welcome benefit of 30,000 hand-picked rewards.
- Get a complimentary Priority Pass Membership.
- 1 complimentary golf round every month.
- 24*7 personal concierge service.
Category Rewards
shopping
5 Hand-picked Rewards
5 Hand-picked Rewards
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
Amazon
online
5 Hand-picked Rewards
Flipkart
online
5 Hand-picked Rewards
Croma
online
5 Hand-picked Rewards
Nike
online
5 Hand-picked Rewards
Big Bazaar
online
5 Hand-picked Rewards
Pizza Hut
online
5 Hand-picked Rewards
Rewards Details
On every spend of ₹100, you get 5 hand-picked rewards on international purchases, 4 hand-picked rewards on travel bookings, 2 hand-picked rewards on hotels & restaurants, and 1 hand-picked reward on other spends.
Reward Points — Redemption Value
- The Hand-picked Rewards you earn can be redeemed against various options like travel, fashion, dining, gadgets, shopping, InterMiles, etc.
Benefits & Features
Domestic: Complimentary access to over 600 domestic/international airport lounges worldwide. International: Complimentary Priority Pass Membership. (Lounge usage fee of US $27 + GST per person.) Access to lounges worldwide with Priority Pass Membership.
Pros & Cons
Pros
- High reward rate on international spends.
- Complimentary Priority Pass Membership.
- Shopping vouchers for redeeming rewards.
Cons
- High joining fee of ₹25,000 + GST.
- Reward redemption fee of ₹99.
Additional Info
Excluded Categories
fuel
Partner Merchants
AmazonFlipkartCromaNikeBig BazaarPizza Hut
Fees & Charges
Annual Fee₹2,000
Joining Fee₹25,000 + GST
Foreign Markup3.5% of the transaction amount
Interest Rate3.4% per month (or 40.8% per annum)
Cash Advance2.5% of the amount withdrawn or ₹300 (whichever is higher)
Redemption Fee₹99 (plus applicable taxes) per redemption request
Eligibility
Networks
visa