SBI Card
Landmark Rewards SBI PRIME Credit Card
Annual Fee
₹1,769₹1,499 + GSTBase Reward
2% points
Foreign Markup
3.5%
Welcome Benefits
12,000 Reward Points Worth ₹3,000
Product Highlights
- 12,000 Reward Points as welcome benefit
- 8 complimentary domestic lounge visits per year
- 4 complimentary international lounge visits per year
Category Rewards
shopping
25 RPs/₹100 at Landmark Stores
25X
dining
10 RPs/₹100 for Dining, Movies & International Spends
10X
Specialty
2 RPs/₹100 for Other Eligible Purchases
2X
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
Lifestyle
7.5% value back at Landmark Group brands
Home Centre
7.5% value back at Landmark Group brands
Max
7.5% value back at Landmark Group brands
SPAR
7.5% value back at Landmark Group brands
Easybuy
7.5% value back at Landmark Group brands
Funcity
7.5% value back at Landmark Group brands
Splash
7.5% value back at Landmark Group brands
Babyshop
7.5% value back at Landmark Group brands
Reward Calculator
Earns ₹3,331/year (net)
Modest gain. Solid hold if you like the perks.
₹13K
across all your buckets
5.1K
Landmark Rewards
₹5.1K
via standard
Effective rate
3.27%
Annual fee
₹1,769
Year 1 net
+₹3,331
Year 2+ net
+₹3,331
ongoing
Adjust your spend by reward bucket
2 bucketsMilestone Rewards
Bonus rewards unlocked at spend thresholds. Use the slider to see what your spend pattern unlocks.
per year · You spend ≈ ₹6L
₹3,000 Landmark voucher
Surcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Foreign exchange markup
3.5%Charged on every international (non-INR) transaction
Excluded from rewards
fuel, balance transfer, cash advance, emi, utility, insurance, jewelry, education, railways, wallet
Fuel surcharge waiver (good news)
1%on ₹500–₹4,000 fuel txns · capped at ₹250/cycle
Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
Earn 25 Reward Points/₹100 spent at Landmark Stores such as Lifestyle, Home Centre, SPAR, Max, Baby Shop, and EasyBuy. Earn 10 Reward Points/₹100 spent for Dining, Movies & International Spends. Earn 2 Reward Points/₹100 spent for Other Eligible Purchases.
- 4 Reward Points = ₹1. Redeem Points at Lifestyle, Home Centre, SPAR, Max, Baby Shop, and EasyBuy.
Benefits & Features
Domestic: 8 Free Visits Each Year (Maximum 2 Per Quarter) (Max 2 visits per quarter) International: 4 Free Visits Each Year (Maximum 2 Per Quarter) (Limited to 2 visits per quarter) Free Airport Lounge Access with unused visits lapsing at the end of the quarter.
Pros & Cons
Pros
- 12,000 Reward Points on renewal
- High reward rate at Landmark stores
Cons
- Best suited for Landmark shoppers
- Limited benefits for non-Landmark purchases
Additional Info
The card is best for frequent shoppers at Landmark brands.
Annual fee offset by welcome and renewal benefits.
Excluded Categories
Partner Merchants
Ready to apply?
Apply directly on the bank's official website. Quick approval, no hidden steps.
Apply NowOfficial bank website · Secure
Fees & Charges
Eligibility
Networks