Bank of Baroda
BOBCARD Tiara Credit Card
Annual Fee
₹2,499
Base Reward
3% points
Foreign Markup
2%
Welcome Benefits
Free Swiggy One (3 Months), FitPass Pro, Amazon Prime/Disney Hotstar and Gaana Plus Memberships
Product Highlights
- 5X Reward Points on dining, travel, and international spends
- Low Forex markup charge of 2%
- Complimentary memberships like FitPass Pro and Swiggy One
Category Rewards
dining
15 Reward Points/₹100
15 Reward Points/₹100
travel
15 Reward Points/₹100
15 Reward Points/₹100
other
3 Reward Points/₹100 on All Other Eligible Spends
3 Reward Points/₹100 on All Other Eligible Spends
Fee Waiver
Spend ₹25,000 in the First 60 Days of Card Issuance for Reversal of Joining Fees. Annual Fee Waiver on Spends of ₹2.5 Lakh in a Year
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
Swiggy
online
Big Basket
online
BookMyShow
online
Myntra
online
Nykaa
online
Flipkart
online
Lakmē Salon
online
Rewards Details
15 Reward Points for every ₹100 spent on Travel, Dining, and International spends. 3 Reward Points for every ₹100 on all other eligible spends.
- 1 Reward Point = ₹0.25
Benefits & Features
Domestic: Unlimited Domestic Airport Lounge Access (Spends of ₹40,000 in the Previous Quarter) International: N/A Unlimited domestic lounge visits on spends of ₹40,000 in the previous quarter.
Pros & Cons
Pros
- Accelerated reward points for international spends
- Competitive Forex markup charge compared to others
Cons
- No international airport lounge access
Additional Info
The card is tailored for women with unique benefits.
Spending requirements for waivers and benefits are achievable.
5,000 Reward Points cap per statement cycle for accelerated points.
Excluded Categories
Partner Merchants
Fees & Charges
Eligibility
Self-Emp
₹7.2L+
Networks
Fee Waiver
Spend ₹25,000 in the First 60 Days of Card Issuance for Reversal of Joining Fees. Annual Fee Waiver on Spends of ₹2.5 Lakh in a Year