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BOBCARD Easy Credit Card

Bank of Baroda

BOBCARD Easy Credit Card

rupaybasiccreditshoppingfood

Annual Fee

FREE

Base Reward

1% points

Foreign Markup

3.5%

4.4/5

Welcome Benefits

500 Reward Points on Spends of ₹5,000 Within 60 Days of Card Issuance

Product Highlights

  • Lifetime free for a limited time period
  • Earn 5X reward points on selected merchant categories like groceries, departmental stores, movies, etc.
  • Earn 1 reward point on other categories
  • UPI Enabled

Category Rewards

entertainment

5X Reward Points on Movies

5X Reward Points on Movies

grocery

5X Reward Points on Groceries

5X Reward Points on Groceries

other

1 Reward Point on Other Categories

1 Reward Point on Other Categories

Rewards Details

Earn 5 Reward Points on spending Rs. 100 on movies, groceries, and departmental stores. Earn 1 Reward Point on all other categories.

Reward Points — Redemption Value
  • 1 reward point is equivalent to ₹0.20

Benefits & Features

Waiver of 1% fuel surcharge on fuel transactions between Rs. 400 – Rs. 5000 at all petrol pumps all across India (Maximum Rs. 250)

Pros & Cons

Pros

  • Lifetime free annual fee
  • 5X reward points on movies, groceries, and departmental stores
  • 0.5% cashback on card bill payment

Cons

  • No travel benefits
  • Limited to RuPay network

Additional Info

Earn 5x reward points of up to 1000 in a month on selected merchant categories. After the capped limit is exceeded, you will earn 1 reward point on further spending in that month.

Partner Merchants

moviesgroceriesdepartmental stores

Fees & Charges

Annual FeeFREE
Joining FeeLifetime Free (Till 31st March 2026)
Foreign Markup3.5%
Interest Rate3.75% per month
Cash Advance2.5% of the Amount Withdrawn or ₹500 (Whichever is Higher)
Redemption FeeNil

Eligibility

Min Age

21 yrs

Networks

rupay