RBL Bank
Zomato Edition Classic Credit Card
Annual Fee
₹590₹500 + GSTBase Reward
1% rewards
Foreign Markup
Up to 3.5% (plus applicable taxes)
Welcome Benefits
500 Edition Cash as a welcome benefit
Product Highlights
- Complimentary Annual Zomato Pro membership
- Accelerated reward points on dining
Category Rewards
dining
5 Edition Cash per Rs. 100 spent
5X
Merchant-Specific Rewards
1 pt ≈ ₹0.25–₹0.50
Zomato
5X Edition Cash on Zomato & Blinkit
Blinkit
5X Edition Cash on Zomato & Blinkit
Reward Calculator
Earns ₹2,410/year (net)
Modest gain. Solid hold if you like the perks.
₹13K
across all your buckets
3K
Edition Cash
₹3K
via standard
Effective rate
1.92%
Annual fee
₹590
Year 1 net
+₹2,410
Year 2+ net
+₹2,410
ongoing
Adjust your spend by reward bucket
2 bucketsMilestone Rewards
Bonus rewards unlocked at spend thresholds. Use the slider to see what your spend pattern unlocks.
per year · You spend ≈ ₹6L
2,000 Edition Cash
Surcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Foreign exchange markup
1.5%Charged on every international (non-INR) transaction
Excluded from rewards
fuel, wallet, rent, emi, cash advance, government
Fuel surcharge waiver (good news)
1%on ₹500–₹4,000 fuel txns · capped at ₹100/cycle
Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
5 Edition Cash per Rs. 100 spent on Zomato and Blinkit, 1 Edition Cash per Rs. 100 on all other spends.
- 1 Edition Cash = ₹1 against statement
Benefits & Features
Complimentary annual Zomato Pro membership
Pros & Cons
Pros
- 5 Edition Cash per Rs. 100 spent on Zomato and Blinkit
- 500 Edition Cash as a welcome benefit
Cons
- No lounge access benefits
- Limited dining benefits compared to other cards
Additional Info
No lounge access benefit available
Zomato Pro membership renews every year
Capped 500 Edition Cash daily on Zomato and Blinkit
Partner Merchants
Ready to apply?
Apply directly on the bank's official website. Quick approval, no hidden steps.
Apply NowOfficial bank website · Secure
Fees & Charges
Eligibility
Networks